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Today's Topics:

   1. Re: RFI: Opening an account with Google without a
      phone-camera (David)
   2. And the winner is ... at the Defence Hackerthon (Tom Worthington)


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Message: 1
Date: Mon, 16 Feb 2026 13:37:36 +1100
From: David <[email protected]>
To: [email protected]
Subject: Re: [LINK] RFI: Opening an account with Google without a
        phone-camera
Message-ID: <295206360.ifERbkFSEj@ulysses>
Content-Type: text/plain; charset="us-ascii"

On Monday, 16 February 2026 08:06:03 AEDT Roger Clarke wrote:

>> On Sunday, 15 February 2026 09:32:00 AEDT Roger Clarke wrote:
>> *Any thoughts on how a non-compliant desktop/laptop user can play* would be 
>> very much appreciated.
>> 
>>> On 16/2/2026 00:07, I replied:
>>> This "non-compliant desktop/laptop user" (:-) insists on certain 
>>> constraints in certain circumstances, otherwise I simply part company with 
>>> the organisation concerned.  These include using a token for 2-level 
>>> authentication where appropriate 

> There's been a marked falling-away of tokens, as in separate, physical 
> artefacts containing a time-based OTP generator.
> 
> I had 'considerable discussions' with Rabo before they finally worked out 
> there were more of us than they thought, and belatedly signed up with a new 
> supplier.  (Too embarrassed to go back to the previous one?).

I'd intended to refer specifically to a physical OTP device.  Any form of 
software OTP which runs in the same desktop/laptop as the relevant application 
is surely much less secure than an SMS-based OTP (?) because a hacker who gains 
access to that system can then impersonate any valid user.  Worse still, it may 
generate a false sense of security.

Put another way, the "something you know and something you have" principle 
reduces to "something you know, full stop".

Last time I researched this matter, one .au bank actually insisted on a 
physical OTP for customers with transactions over $10,000 per day but otherwise 
used SMS-based OTP by default, two would provide a POTP token under varying 
degrees of presure, and one simply wasn't interested.  A POTP may be a 
chargeable item though (~~$50?), which I suppose is fair enough.

> But wait, there's another way.  Microsoft once again offers a 
> computer-generated voice-call to a 'landline'/VoIP number.  And the 30- or 
> 90-day validity-period option, which they'd earlier removed, reappeared.  So 
> my desktop has been connecting with ACS fine.  (Pity about the manifold 
> idiocies of the SharePoint, Outlook and Teams software I have to then wrestle 
> into submission).

A voice call from their server, I presume?  Just checking you know (:-)...  
That's well intentioned, but it's not much better. unless the VoIP bitstream is 
encrypted and goes to a different Analogue Telephone Adapter (ATA) device for 
decryption, not the customer's front-end router.

> I did many consultancies in authentication and to a lesser extent 
> authorisation from almost three decades ago until maybe 5 years ago, and 
> can't believe what an utter cockup the IT industry makes of it.

I thoroughly agree.  And don't get me started on website design, or the amateur 
talent evident on some, or the proliferation of "5,000 best electrical 
contractors in whoop-whoop" etc. etc. websites.  At this rate the Internet 
free-for-all will ensure its' own demise.

Cheers!
_DavidL_





------------------------------

Message: 2
Date: Sun, 8 Feb 2026 16:36:21 +1100
From: Tom Worthington <[email protected]>
To: "[email protected]" <[email protected]>
Subject: [LINK] And the winner is ... at the Defence Hackerthon
Message-ID: <[email protected]>
Content-Type: text/plain; charset="utf-8"; Format="flowed"

Greetings from the Australian Defense Tech Hackathon close at
UNSW Canberra. The winners were announced & we assembled for a group 
photo in the indoor drone range. Appropriately the photo was taken by a 
drone, which then crashed into the wall. ;-) 
https://blog.highereducationwhisperer.com/2026/02/and-winner-is-at-defence-hackerthon.html


-- 
Tom Worthington http://www.tomw.net.au
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