Card with chip is good apparently:

http://www.forbes.com/sites/halahtouryalai/2012/10/22/countries-with-the-most-card-fraud-u-s-and-mexico/

> Another reason the U.S. ranks high on the fraud list: It is not on the EMV 
> standard. EMV is short for Europay, Mastercard and Visa. It is a standard 
> followed by most European countries to ensure card security via microchip in 
> credit and debit cards.
> 
> “EMV provides an extra layer of security for consumers which have helped drop 
> the fraud levels down in Europe,” says Mike Braatz, senior vice president, 
> payments fraud, and ACI Worldwide.
> 
> The EMV standard is expected to begin in the U.S. beginning in 2013 but 
> Braatz says it will take several years before it’s fully implemented. Why? 
> Systems across the country need to be updated to read and accept the chips. 
> Issuing banks like Bank of America, Citi, JPMorgan Chase and others would 
> have to update their ATMs and card systems, for instance.
> 
> EVM could help explain why most countries with the lowest frauds in the 
> survey are primarily European. The Netherlands and Sweden are at the bottom 
> of the card fraud list with just 12% of consumers there experiencing fraud in 
> the last five years.

-- 
Kim Holburn
IT Network & Security Consultant
T: +61 2 61402408  M: +61 404072753
mailto:[email protected]  aim://kimholburn
skype://kholburn - PGP Public Key on request 




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