Canada is not unique in this sillyness, the USA is also run by fools
We read, on this list some years ago, of a livaboard in Texas who tried to
register a car. The clerk told him he could not because he lived on a boat,
not a house. His lawyer told him to tell the clerk he was a homeless person.
Seems there is a Federal law that homeless people cannot be denied normal
government functions because they are homeless.
Jan and I "live" in Green Cove Springs Florida at 411 Walnut St, along with
several thousand other clients of St Brendan's Isle. Apparently the wonderful
folks there have negotiated a truce with the local government idiots so that
their clients can "officially" claim 411 Walnut St (which is not actually
located on Walnut St, used to be there, but had to move out of town for more
space, yet mail addressed to 411 Walnut St is delivered to them) as their
residence. Our cars are registered there, driver's license, voter's
registration, boat documentation, etc, etc, just as if we actually lived there.
All thanks to St Brenden's Isle. Love them. They get my highest
recommendation.
Norm
S/V Bandersnatch
Lying Julington Creek FL
30 07.72N 081 38.4W
----- Original Message -----
From: Arild Jensen
To: [EMAIL PROTECTED]
Sent: 1/11/2008 4:52:22 PM
Subject: RE: marine insurance in BC Canada?
-----Original Message-----
If one lies while applying for insurance the insurance will be invalid and
damages not paid.
Norm
REPLY
Norm, De is up against a peculiarity of BC law. I was hit with the same thing.
Because I came into BC from elsewhere and lived in a motorhome I was told I was
not eligible to be considered a BC resident.
BC law compelled me to continue as if I was still residing in Ontario. I
ended up using a friend's address back in Ontario for purposes of insuring my
vehicle.
BC passed a law stating that anyone entering BC and who lives in a motorhome
or on a boat full time (ie liveaboard) cannot qualify as a BC resident.
Furthermore BC runs a provincial insurance scheme that excludes private
companies in many areas of providing coverage. Consequently many insurance
companies do not underwrite in BC whatsoever.
Our federal government upheld this ridiculous law when I filed income tax. I
correctly declared my income from a BC company then asked them what to do
about provincial tax. I asked if they wanted me to declare tax as if I worked
in Ontario or in BC. I said I hoped they would support my claim that I was in
fact a BC resident.
It took them nine months to deliberate - then they said I would be classified
as an Ontario resident working away from home.
In other words even the Feds didn't want to argue with this BC law. It also
cost them $5000 in lost taxes which I would have had to pay as a BC resident.
This is a case where provincial law forces people to "obfuscate" their
insurance declaration. Go figure?
regards
Arild
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