Harry,

I continue to correspond with Kroger, after sending this one I’m sending one to 
Cracker Barrel….and then on to the next.

I want Retail to know what’s happening in the marketplace, I want them to 
understand that they “may” be hurting themselves by not allowing Apple to be in 
their establishment….While in Destin last week I was able to use ApplePay in 
most of the places we shopped, it seems to have a greater adoption rate then we 
do, but they do have the Snow Birds that spend a bunch of money and this may 
explain why they are ahead of us, retailers in a Tourist community understand 
the importance of serving those that spend with them.

John



> Begin forwarded message:
> 
> From: John Robinson <[email protected]>
> Subject: Re: Your Comments (#22468631)
> Date: October 10, 2017 at 11:10:18 AM EDT
> To: [email protected]
> 
> Sherie,
> 
> It’s been awhile since contacting you, I wanted to see if your management has 
> rethought their position of not allowing your customer to use ApplePay….One 
> day I may send you the differences between what I spend with Meijer vs 
> Kroger, only because Meijer offers ApplePay…my wife continues to want some 
> items from Kroger so we are still your customer.
> 
> A couple recent articles will show you what your decision is doing for the 
> potential sales of your firm….why Kroger wants to cut out those with a great 
> deal of spending power and send them to your competition is beyond me, but so 
> you do.
> 
> Thanks for taking the time to read through what is happening in the 
> marketplace, this should become a priority for your firm.
> 
> My best,
> 
> 
> John Robinson
> 
> 
> 
> America loves its Apple. Poll finds that the average household owns more than 
> two Apple products
> 
> Steve Liesman 
> <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.cnbc.com_steve-2Dliesman_&d=DwIFaQ&c=OAG1LQNACBDguGvBeNj18Swhr9TMTjS-x4O_KuapPgY&r=F2GFXrjLFqVo3VwvIlo_XYeEiRRjHv15rxcenz7A21woG2aFGcrzndoSsskxfmOs&m=fbcMN3VAo6WjNfSPvCTXopj0iiPZ4t7X5tIa_iqNYI4&s=2k2wmU1_wlkXHGXod-H73wPjDfKZtCbm-kllBzSQCsk&e=>
> 
> 
> 
> Hold the pie. A survey now supports changing the phrase to just "as American 
> as Apple."
> 
> The CNBC All-America Economic Survey finds that 64 percent of Americans now 
> own an Apple 
> <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.cnbc.com_quotes_-3Fsymbol-3DAAPL&d=DwIFaQ&c=OAG1LQNACBDguGvBeNj18Swhr9TMTjS-x4O_KuapPgY&r=F2GFXrjLFqVo3VwvIlo_XYeEiRRjHv15rxcenz7A21woG2aFGcrzndoSsskxfmOs&m=fbcMN3VAo6WjNfSPvCTXopj0iiPZ4t7X5tIa_iqNYI4&s=1DPJKEiAxCfp--V5lAYs3ymc5HjhaMedZTlLt2A1f-o&e=>
>  product, up from 50 percent when the question was last asked five years ago. 
> The average American household reports owning 2.6 Apple products, up by a 
> full Apple product from the 2012 survey.
> 
> "I cannot think of any other product — especially any other product at a high 
> price point — that has that kind of permeation with the public and level of 
> growth,'' said Jay Campbell, pollster with Hart Research, which conducted the 
> survey along with Public Opinion Strategies
> 
> The product is ubiquitous by income group, age, race, sex and region of the 
> country — more than half of nearly all demographic groups report owning at 
> least one Apple product. 
> 
> The household ownership rate is below 50 percent for only a few groups, 
> including those with incomes under $30,000, retirees and women over age 50. 
> 
> By contrast, 87 percent of American with incomes over $100,000 report owning 
> at least one Apple product.
> 
> While ownership is widespread, there are big differences in the number of 
> products owned. 
> 
> The wealthiest Americans own 4.7 products per household compared with just 
> one for the poorest. Americans in the West own 3.7, compared with 2.2 in the 
> South.
> 
> The survey also found that 64 percent of the public say their time on their 
> smartphone is "mostly productive and useful" while 27 percent says it's 
> "mostly unproductive." Young people, Midwesterners and those with just a high 
> school education are most likely to report wasting time on their smartphones.
> 
> As for usage, it is dominated by phone calls, emails and texts, followed by 
> social media. Few Americans say watching videos, playing games and shopping 
> are the main uses for their handhelds.
> 
> Campbell said it could be people are understating how much they use their 
> phones for entertainment and how much time they waste. "But overall," he 
> said, "it continues to be the case that the smartphone is really helping the 
> American worker, helping the American family be efficient with their time and 
> really accomplish more than they could otherwise and I think people recognize 
> and appreciate that."
> 
> 
> 
> Apple's iOS is beating Android where it matters
> 
> Once again, Apple destroyed Android in terms of online shopping on Black 
> Friday.
> 
> According to a report from IBM Commerce 
> <https://urldefense.proofpoint.com/v2/url?u=http-3A__www-2D01.ibm.com_software_marketing-2Dsolutions_benchmark-2Dreports_black-2Dfriday-2Dreport-2D2015.pdf&d=DwIFaQ&c=OAG1LQNACBDguGvBeNj18Swhr9TMTjS-x4O_KuapPgY&r=F2GFXrjLFqVo3VwvIlo_XYeEiRRjHv15rxcenz7A21woG2aFGcrzndoSsskxfmOs&m=fbcMN3VAo6WjNfSPvCTXopj0iiPZ4t7X5tIa_iqNYI4&s=VtCDjxB6beCALXP1jpXElNY07SMuxcWW-zj21vZk6Rk&e=>,
>  nearly 40% of all online traffic the day after Thanksgiving came from iOS, 
> Apple's mobile operating system for iPhones and iPads.
> 
> Only 17.3% came from Android.
> 
> But that's not all: 27.7% of all online sales came from iOS devices, and only 
> 8.3% came from phones and tablets running Android.
> 
> More people in the US use Android than use iOS 
> <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.comscore.com_Insights_Market-2DRankings_comScore-2DReports-2DSeptember-2D2015-2DUS-2DSmartphone-2DSubscriber-2DMarket-2DShare&d=DwIFaQ&c=OAG1LQNACBDguGvBeNj18Swhr9TMTjS-x4O_KuapPgY&r=F2GFXrjLFqVo3VwvIlo_XYeEiRRjHv15rxcenz7A21woG2aFGcrzndoSsskxfmOs&m=fbcMN3VAo6WjNfSPvCTXopj0iiPZ4t7X5tIa_iqNYI4&s=eGNuqMsPx-Wwe5TJnDH1E1xgxBkkHL96NGC_K8vzUlQ&e=>,
>  according to the analytics company comScore. So theoretically, developers 
> should favor Android over iOS.
> 
> But people with Android devices don't spend as much money or use their phones 
> as much for shopping as Apple device owners. So iOS has long been the 
> priority for developers, which means they create apps and optimize their 
> sites and services for Apple products.
> 
> 
> 
> 
> 
> 
>> On Oct 11, 2015, at 8:26 AM, [email protected] 
>> <mailto:[email protected]> wrote:
>> 
>> Dear John,
>> 
>> Thank you for contacting Kroger Customer Connect regarding Apple Pay. 
>>  
>> Today, we have just a few stores that have payment terminals that support 
>> contactless technology, but the majority of our stores do not have the 
>> ability to process Apple Pay or other contactless transactions. This is a 
>> new technology that we are evaluating. As we continue to work towards 
>> implementing chip payment card technology, that will provide more security 
>> for our customers when paying, new payment terminals will have this 
>> functionality and we will evaluate contactless payment options in the 
>> future. We greatly appreciate your thoughts on this service. Thank you.
>> Thank you for shopping with us!
>> 
>> Sincerely,
>> 
>> Sherie
>> Kroger Customer Connect 
>> The Kroger Family of Stores 
>> <="">
>> 
>> In order for Kroger Customer Connect to respond to your reply as soon as 
>> possible, it is important that the subject line of this email not be 
>> changed. Changing the subject line of this email may result in a delayed 
>> response. 
>> 
>> Reference: 22468631
>> 
>> Your Comments: I have recently change banks so I can begin using ApplePay to 
>> credit the stores I shop. Meijer's is accepting ApplePay and I shop at both 
>> Kroger and Meijer's. Do you accept ApplePay? If not will you and if so about 
>> how soon. My wife and I have shopped at your stores for years and she will 
>> continue but I am going to patronize as many that utilize ApplePay as 
>> possible. Thanks so much.
> 

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