Oh, O.K., yes the free one is normally just a few hours….and it’s been that way 
with every bank the folks have.  The gal that cuts my hair has an iPhone and I 
had struggled with her for months, finally telling her that I was going to go 
elsewhere if she didn’t let me pay her via and Apple Wallet deposit..

She gave in and now after a few times of my money going into her wallet while I 
sit in the chair and the money ALWAYS becoming available in a few hours SHE 
LOVES IT!  Sometimes it hard to move people off their comfort pillow to find 
there is a much better way.



> On Apr 12, 2019, at 1:00 PM, tom holloman <[email protected]> wrote:
> 
> No, I use the free one but usually it’s almost instant
> 
> On Fri, Apr 12, 2019 at 6:59 AM John Robinson <[email protected] 
> <mailto:[email protected]>> wrote:
> Tom, so you’ve use the Instant Transfer?  When they say instant what are they 
> talking about, a few seconds, a few minutes?
> 
> John
> 
> 
> 
>> On Apr 12, 2019, at 12:55 PM, tom holloman <[email protected] 
>> <mailto:[email protected]>> wrote:
>> 
>> Yep, I love it.
>> 
>> Tom
>> 
>> On Apr 12, 2019, at 5:31 AM, John Robinson <[email protected] 
>> <mailto:[email protected]>> wrote:
>> 
>>> 
>>> 
>>> 
>>> ApplePay instant transfer.
>>> 
>>> With the changes to ApplePay the latest version has an option for the 
>>> monies you send (or receive) to be transferred to the recipient’s bank 
>>> INSTANTLY there is a $.70 cent charge.
>>> 
>>> Free is still the 1-3 days, however with all the folks I’ve paid using a 
>>> message into their wallet it’s always been the same day the funds were 
>>> available unless the payment was later at night, then the next day they 
>>> will have the funds.
>>> 
>>> I’ve moved almost everyone I pay over to ApplePay, even if they don’t have 
>>> an iPhone or their bank has yet to work with ApplePay, I’m still able to 
>>> pay them via a text and they transfer the money to their bank.
>>> 
>>> With this “instant” transfer we would be able to send funds to those in an 
>>> emergency situation and it would become available via their bank for their 
>>> immediate use.
>>> 
>>> Petty cool.
>>> 
>>> 
>>> John
>>> 
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