hi all,

I am trying to setup a merchant account for online CC transactions for my new 
startup (www.gingercube.com). The product will be a monthly subscription based 
service.

We are a new company with less than couple of months of existence and financial 
history.

So when we applied for a merchant account with ChasePaymentech (using 
Spreedly.com as our front end biller) their application form has a Personal 
Guaranty clause that essential states that if the corp (gingerCube Inc) goes 
under, then the merchant can come after our personal assets for any outstanding 
payments that they are owed.

Is this a standard clause ? Do most merchants require this ? 

And is there a better alternative for what we are trying to achieve ?

Thanks for your help!
---
Gautam Godse
MacMessiah.com

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