On Aug 5, 2010, at 4:08pm, Scott Morrison wrote:

> Why not use a payment processor such as esellerate or fastspring -- I know 
> that Esellerate does subscription payments. I have just heard of too many 
> people get burned by paypal.

There are lots of anecdotal stories about people getting burned by PayPal, and 
I feel for those people where the problems occurred.

But often when you read into it deeper you realize the people were doing 
something slightly amiss, like using a personal PayPal account to engage in 
business transactions, or creating a PayPal account days before accepting 
massive $thousands of dollars of transactions. I.e. doing things that look like 
fraud.

I'm not sure what the magic bullet is for avoiding these fraud-flags at PayPal, 
but I have so far (knock on wood) had no problems and I think it helps that my 
account is in my business's name, is linked to a legitimate bank account, and 
it may also help that it's a Website Payments Pro (monthly subscription fee) 
account.

I only took the time to chime in because, although PayPal gets a lot of flak, I 
consider them a really useful part of my business and they have saved me a lot 
of time and money over the years, if I add it all up. The perfect compromise 
for what I need. Rock bottom commission fees with a completely customizable 
public-facing UI.

Daniel

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