Hello Everyone,
I am cross-posting this to let you know that the PayPal Prepaid
Mastercard
App for iOS is more than reasonably VoiceOver accessible. There are two
VoiceOver bugs that are immediately obvious.
1.
The primary menu button, located in the upper left corner of the display,
is
not labeled; it just reads as, "button."
2.
It is sometimes necessary to perform a single-finger, double-tap and hold
gesture in order to activate items labeled as links.
Other than these two items, all of the information one needs, in order to
conveniently manage the card account, is accessible.
I have submitted a bug report to the developer and, hopefully, these bugs
will be addressed in future releases.
Please note that I am referring only to the PayPal Prepaid Mastercard and
not to the PayPal Debit card.
Just in case some are wondering, the PayPal Prepaid Mastercard is a
secured
debit card. This is to say, one must load money onto the card, either
online or at a local market, such as 7 Eleven in order to use it.
There are several reasons for using such a card. Some use these kinds of
cards because they either have no established credit line or bank account
or
have a very bad credit history which prevents them from obtaining a
traditional revolving credit card account. It should be noted, however,
that prepaid cards will not, unless explicitly stated in the terms of use
agreement, help either establish or improve one's credit score.
Another reason, which is why I have one, is because one does not want to
give an untrusted vendor access to a revolving credit line or bank
account,
such as would be the case if one were to use a standard debit or credit
card.
As a scenario as to why one may consider using a prepaid card, and this
has
happened to me in the distant past, a vendor was only supposed to charge
me
a fee, once. However, the vendor began billing me monthly. While I
eventually received a refund for the unauthorized charges, I had to both
file a credit dispute and cancel the account. The real inconvenience
came
when I found myself having to update several trusted online vendors with
the
new credit card number.
Remember, a prepaid card can only be charged up to the amount loaded on
the
account.
So, in the above scenario, assuming that I had funded the card only up to
the amount that I was to pay the vendor, subsequent billing attempts
would
have been denied. Assuming that I had received notifications of the
failed
attempts, I could have investigated the problem, before money was taken.
Even in the event that subsequent unauthorized charges had gone through,
however, I could have cancelled the card without having to update all of
my
online accounts, assuming that I had not used the prepaid card for them.
You should know that while there are no interest charges associated with
prepaid cards, there are, however, associated fees that, depending on the
brand of the card, can make using the card unreasonably expensive.
The prepaid card market has exploded in recent years; so much so that
even
major banks such as Chase are offering such accounts.
If you are considering a prepaid card, be sure to shop around and make
certain that you thoroughly understand the fees associated with using the
card.
Just so there is no confusion, I am, in no way, promoting/recommending
prepaids cards to anyone. I am merely providing feedback on the current
VoiceOver accessibility of the PayPal Prepaid Mastercard App, for iOS and
describing a scenario in which the outcome would have been different if
such
an instrument had been used.
Mark
--
The following information is important for all members of the Mac
Visionaries list.
If you have any questions or concerns about the running of this list, or
if you feel that a member's post is inappropriate, please contact the
owners or moderators directly rather than posting on the list itself.
Your Mac Visionaries list moderator is Mark Taylor and your owner is Cara
Quinn - you can reach Cara at [email protected]
The archives for this list can be searched at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed to the Google Groups
"MacVisionaries" group.
To unsubscribe from this group and stop receiving emails from it, send an
email to [email protected].
To post to this group, send email to [email protected].
Visit this group at https://groups.google.com/group/macvisionaries.
For more options, visit https://groups.google.com/d/optout.
