Simon you are for sure in the red. Not good! (smiles)

From E.T.'s Keyboard. . .
  "God for you is where you sweep away all the
  mysteries of the world, all the challenges to
  our intelligence. You simply turn your mind off
  and say God did it." --Carl Sagan
E-mail: [email protected]

On 11/9/2017 3:39 PM, Simon Fogarty wrote:
Oh, That makes Sence.

  In my case currently that's everyday.
  Both cards currently maxed out.
  And still my phone hasn't arrived.

Oh well,

-----Original Message-----
From: [email protected] [mailto:[email protected]] 
On Behalf Of E.T.
Sent: Thursday, 9 November 2017 3:35 AM
To: [email protected]
Subject: Re: Black Friday: Deal apps can help save you money on holiday shopping

Simon,
     Black Friday is a marketing gimmick to get people to part with their 
money. If you have done accounting, black indicates positive dollar amounts, 
red means negative. So the storee are in the black and the shippers are in the 
red meaning they went over budget and maxxed out their credit cards.

  From E.T.'s Keyboard. . .
    "God for you is where you sweep away all the
    mysteries of the world, all the challenges to
    our intelligence. You simply turn your mind off
    and say God did it." --Carl Sagan
E-mail: [email protected]

On 11/7/2017 11:13 PM, Simon Fogarty wrote:
Hi Mark and others,

   Please tell me
Other than a Friday the 13th
What the heck is Black Friday?

   We have black Fridays when I'ts a 13th of the month on a Friday but this 
isn't a big shopping sales day or holiday.

What the heck is this one you guys have?

-----Original Message-----
From: [email protected]
[mailto:[email protected]] On Behalf Of M. Taylor
Sent: Wednesday, 8 November 2017 7:49 PM
To: [email protected]
Subject: Black Friday: Deal apps can help save you money on holiday
shopping

Best apps to save you money over Black Friday and beyond Marc Saltzman
Flipp: All of your circulars (flyers) and coupons in one place, along with a 
smart shopping list, loyalty cards, rebate info, and more. (Photo: Flipp) We 
all have that friend who always seems to get the best deals while shopping.
Oh, you know the one. You spend $100 on designer jeans and they seem to find 
the exact same pair for $60. Their 4KTV is bigger, thinner, and smarter yet you 
paid the same amount. And they remind you of this fact. All the time.
Well, perhaps it's because they're using apps that can save money while 
shopping online or at retail. It's about time you got in the game. As we 
approach Black Friday and Cyber Monday, here's a look at some recommended 
deal-sniffing downloads for your iOS or Android smartphone or tablet. More:
Black Friday 2017: What to buy, what to skip More: The best Black Friday deals 
you can get right now More: 4 Black Friday facts retailers don't want you to 
know Ebates: Earn cash back on all your online purchases with this popular app. 
More than 2,500 stores and marketplaces are supported. (Photo:
Ebates) The premise is simple: shop where you already like to shop, but get cash back after your purchases, 
whether you opt to pay by check or a PayPal deposit. Be aware the percentage varies depending on the online 
retailer or marketplace, and there are more than 2,000 to choose from, including Amazon, Walmart, Macy's, 
Target, eBay, Kohl's, Best Buy, American Eagle, Old Navy, and Groupon, to name a few. The app will also 
notify you of sales and special offers, and there are in-store coupons and promo codes, too. As added 
incentive for signing up for a free Ebates account, you'll get a $10 bonus when you make your first purchase, 
plus you'll earn $50 if you invite two friends to join. Flipp: All of your circulars (flyers) and coupons in 
one place, along with a smart shopping list, loyalty cards, rebate info, and more. (Photo: Flipp) Another 
"must have" mobile companion, Flipp aggregates all your local circulars (flyers) in one place now 
with more than 1,000 popular retailers whether you want to browse through weekly ads or search for something 
specific by keyword. When you land on a product you've had your eye on, Flipp looks to match the deal with 
coupons, to save even more cash. Whether you're buying tech over Black Friday or food to cook over the 
holidays, the app also features a "discount slider," so you can select how much of a deal you want, 
such as only showing you items discounted by 40% or greater. My favorite feature is a "smart" 
shopping list, that automatically lists nearby retailers with the best deals, based on what on your list.
Flipp also holds all your store loyalty cards in one place, so you can
show the app at checkout, plus there's support for rebates, too.
Updated this week, Shopkick rewards you with free gift cards for
stores like Target, Walmart, Amazon, Sephora, Starbucks, and more. To
get going, open the Shopkick app while you're at the mall, and you'll
start to earn points
("kicks") for simply walking into select stores, scanning products (like a retail scavenger hunt), 
and purchasing products (submit your receipt as proof). You can also open the Shopkick app when you're 
lounging at home, as you can receive kicks for virtually "visiting" a store or making an online 
purchase. All the kicks you earn could be redeemed for gift cards or products (from about 20 to choose from), 
or you can donate your kicks to charity. Rather than scouring the web for the best deals, DealNews has an 
"obsessive" team of deal experts that looks for the best prices on the biggest brands, and then 
publishes the 300 best deals and coupons (and in some cases, freebies) to the DealNews app. And it's not just 
high-tech toys, like tablets and laptops, but also apparel, home décor items, and more.
Along with letting you peruse the list of regularly updated deals, this free app also 
offers alerts, so you're instantly notified when something you like goes on sale. Other 
features include cloud syncing (so you can shop on your phone or tablet but pay later 
when on your laptop), the ability to share deals with family and friends (via email, 
instant messaging or social media), and online and in-store coupons (divided by 
retailer). Whether you're looking to buy new or heavily discounted "previously 
enjoyed" items, you can save quite a bit by considering an online marketplace like 
eBay.
  From tech and clothing to cars and jewelry, the eBay app makes it
easy to search, browse, bid, or buy. And, hey, the product is shipped
to your door, too. The app also lets you compare prices, manage
auctions or purchases, message sellers, view shipping info, and more.
Of course, a great way of saving money while shopping is to sell your
unwanted items on eBay, as well, and then use that cash towards
something you desire. You can now scan your items' barcodes to set up
a page for the product in minutes. The app is available in multiple
languages. Finally, a savings app as opposed to a shopping app. Just
like the website it's based upon, Intuit's Mint.com Personal Finance
app helps you set budgets, track expenses and reach financial goals.
This handy money management tool for smartphone, tablet and computer
users lets you see what you're spending (and saving) through
color-coded lists, charts and graphs, plus you can track your bank
account and credit card balances in real-time, follow investments
(including retirement contributions and balances), and even break out
your expenditures by category. Receive alerts you when it's time to
pay a bill or if you've exceeded your budget or face possible late
fees (notified via email or text message). Another convenient feature
is a weekly summary email of your money, along with a tab that shows
the history of your spending, income and net worth over time. As with
most other personal finance apps, Mint is password-protected,
therefore your data is safe even if your device is lost or stolen.
Follow Marc on Twitter: @marc_saltzman. E-mail him at
[email protected]

Original Article at:
https://www.usatoday.com/story/tech/columnist/saltzman/2017/11/07/best
-apps- save-you-money-over-black-friday-and-beyond/832277001/






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