It appears that Matthew Richardson via mailop <[email protected]> said:
>TOTP is based on a shared secret which is (depending upon TOTP client)
>straightford to extract and retain securely for the long term.
>
>Does anyone see any flaw in this approach, or in the longevity of TOTP?

I think it's the best we can do these days although of course a sufficiently
clever piece of malware could steal your TOTP seeds along with your passwords.

R's,
John
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