<https://getcurrency.com/blog/is-your-hospital-or-your-insurer-ripping-you-off>

This article rings very very true to me - a doctor recently told me to
get a certain test - I started to check into the cost - it would be
anywhere from $15 to $3,000 - I asked for something in writing - the
insurer refused to put anything in writing - yikes

Another time I got a bill for $100 - I asked the insurer if I should
pay the bill - the insurer said no, dont pay it, we will pay it
because it is covered under your policy. Was this an accident? - or
was it done on purpose? - Has anyone ever had an insurance company
accidentally pay for something that the insurance company should not
have paid for? If these "mistakes" are really random, they should be
breaking 50/50 for and against me.

I am glad that the guys at the top are making millions - I hope they
dont choke on their caviar

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