Many thanks to the City of Campbell, who were first to report that: Our City Attorney cited Civil Code section 1719 which limits first time NSF charges to $25 and second time charge to $35. Others reported that these are the figures quoted to them by their collection agency. Finally, the City of Santa Rosa noted: Part of our discussions here in Santa Rosa have always been the 'reasonability test'. Even if we could collect $25 or $50 legally, do we really spend that kind of time processing these items? Also, with ACH re-presentment of physical checks, it is possible to get the charge down to almost nothing, AND, select your re-presentment date. [No, we're not doing this yet, but others are.] The ACH reference is interesting. For those of us who aren't there yet, it's likely that our staff time plus the charge the City will get from the bank would add up to the allowed $25/$35 level or more in short order. Thanks for the quick response, folks! Crystal C. Alexander, CCMT Deputy City Treasurer [EMAIL PROTECTED]
