WHY IN GOD'S GOOD NAME are you even considering a 72 month finance? IF you are not able to afford the stupid thing outright, is there a question about your ability to actually afford the car in the first place? When did we all figure that we could purchase stuff we really have no business owning in the first place? I really get steamed with all the welfare sorts who have full cable access and more crap that they really should not be wasting cash on. JUST PAY YOUR DAMN RENT and should there be cash left, you can purchase food and other necessities. Maslow would blow a gasket with all the crap folks are thinking they are owed. FIRST you need food, shelter and clothing. Maybe getting some nookie. Next are the other goodies. All the liberal poor welfare sorts are thinking they are self actualized and are able to afford the good life. Just pay your rent on time and it will take care of itself. No need for the gold chains, the designer clothing and the rest of the stupid consumer waste that is shoveled off on the unsuspecting as a birth right.
PAY YOUR DAMN RENT or mortgage. The natural world does not operate on this naive liberal agenda. If you are not able to make the payments, you become dinner. end of story. Buh bye, so long. STUPID liberals and their idea that everybody has a right to the good life. EARN IT WITH HARD WORK and then decide that your hard earned cash should be wasted with cable TV or floozies. I think that my grandparents had a more balance life. There was none of this electric crap. No running water in the house. You needed to relieve yourself, you took the Sears catalog out with you and did your business. Now we need gold plated crappers and wireless access before we can drop trou. STOP with the financing already. Just pay cash. No cash, you do not need the darn car or you should get one you can really afford. If you are stupid enough to go to the casino and lose all your life savings, you should be taken off the streets, and put into perpetual servitude. Sell your body, sell your soul to get out of debt. First, do not go into debt and you will be a much happier person. just my $0.02 rant clay On 30 Jul 2008, at 17:38, Gary Hurst wrote: > ok, here is the question . suppose you financed that car through > your local > bank or credit union over 72 months. roughly what would be the > rate you > would get? > > give me that number and we can then do the math here > > On Wed, Jul 30, 2008 at 7:22 PM, Kris Gilmore > <[EMAIL PROTECTED] >> wrote: > >> It has come to pass that my trusty old 87 pickup will not pass >> the WV safety inspection because of body damage and rust. Not worth >> fixing. So I have been looking at new vehicles. Traditionally in >> such a situation I buy new from a dealer's inventory for cash and >> then sell the old vehicle myself. In this case the old vehicle is >> worth about nothing. >> >> But I have been reading about financing incentives being >> offered, I guess as a replacement for the leasing business Detroit is >> trying to get out of. For example, on the half ton pickup from GM >> they are touting a 72 month loan deal at 0% APR after a 10% down >> payment. That would let a person keep more cash in their pocket >> longer to invest some other way. What I am trying to figure out is >> what that financing package would be worth compared to a cash >> discount up front on the purchase price. I guess it depends on what >> interest rates and inflation are going to do during the next 72 >> months. I would seem that if rates go up it would be a good deal and >> if inflation went up too it would be even better because you'd be >> paying back dollars worth less than today's. >> >> So what would be the value of this 0%/72 month deal be on say a >> $23,000 purchase where you financed $20,000? Or would it be better >> to just pay $20,000 up front if you could negotiate a $3,000 cash >> discount from the financed price? Is there a handy rule to be >> applied here? Help an old farmer who is poor at math. >> >> Also, has anyone experience to share on these buying services >> like Autobytel? they claim to get you the best deal but sound to me >> like they would be just another middleman. >> >> Thanks. >> >> Dave Gilmore, Cameron WV >> >> If you are lucky enough to live in the mountains you are >> lucky enough. >> >> >> >> >> _______________________________________ >> http://www.okiebenz.com >> For new parts see official list sponsor: http://www.buymbparts.com/ >> For used parts email [EMAIL PROTECTED] >> >> To Unsubscribe or change delivery options go to: >> http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> > _______________________________________ > http://www.okiebenz.com > For new parts see official list sponsor: http://www.buymbparts.com/ > For used parts email [EMAIL PROTECTED] > > To Unsubscribe or change delivery options go to: > http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com _______________________________________ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
