Wal-Mart seems to feel differently -- they've been leaning hard on banks
and credit card processors to lower their processing fees, because it's
a large expense for them. Recently they filed an application to form
their own bank, so they could process their own payments instead of
contracting with a "real" bank to do it.
http://blog.wakeupwalmart.com/ufcw/2005/10/walmart_banking.html
http://reclaimdemocracy.org/walmart/banking_financial.php
http://moneycentral.msn.com/content/Banking/Betterbanking/P109171.asp
Some links to heat up the discussion....
Rick Knoble
'85 300 CD
'87 190 DT