> On June 22, 2017 at 11:04 AM Floyd Thursby via Mercedes 
> <[email protected]> wrote:
>   Kinda blew me away. That's less than a trailer, a mortgage, 
> if you even could get one, would be like $150/month.

I've known people with mortgages under $30k, but when I was shopping for one a 
couple of years ago, you had to borrow $75k to get the best rate and the fees 
were enough to put the effective APR higher than I wanted to pay.

I ended up with a HELOC. Since my credit line is twice my balance, whenever 
they give me a promo offer (my most recent one was for 2.74% on new balances 
until September) I borrow enough on the promo to pay off my existing balance. 
My monthly payment is $64 at the current interest rate.

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