Subrogation is good, but I have learned the need for police reports, a call to an attorney right off, take all medical care offered or needed, and do not talk to opposing side unless my lawyers is talking. Speeds my side right up and slows the other guy from bending me over.
clay > On Dec 4, 2019, at 3:16 PM, Dan Penoff via Mercedes <mercedes@okiebenz.com> > wrote: > > Subrogation is a wonderful thing in a case like this. I’ve had two > situations where the person who cause the accident’s insurer refused to > communicate, for whatever reason I have no idea. In both cases I covered the > deductible, and in both cases I got reimbursed after 4-6 months when my > insurer went after their insurance company. > > I was confident that I would in both cases, as they were clearly the fault of > the other driver. > > -D > > > >> On Dec 4, 2019, at 6:08 PM, archer75--- via Mercedes <mercedes@okiebenz.com> >> wrote: >> >> >> Here is a description of an accident, parts of which, might be of interest >> to some members of this group. >> >> A SoCal resident wrote: >>> Well, my 2015 Plug-In was totalled by a driver while I made a left turn on >>> a left arrow. My car was pushed around about 90 degrees. Front right >>> crushed (suspension seemed unharmed!), Left quarter panel pushed out so >>> that it blocked the driver's door from opening more than a third of the way >>> (getting out was a challenge). All of the airbags deployed, which may have >>> saved me from hitting my head on the side window, but ran up the damage >>> total like crazy (the steering wheel tearing open really adds to the >>> expense, and headliners are just so pricey ... Body shop declared it >>> totalled without bothering to open the hood because the obvious damage was >>> so expensive. State Farm was great to work with, paid quickly and at what >>> my research said was a very fair price. Apparently, it was a Prius Plug-In >>> Advanced, which I didn't know, and was considered to have some vast number >>> of options, which I think were actually standard. >>> >>> The only problem with State Farm was that the first people I worked with >>> said that I had to get the video from the external cameras on the parking >>> structure that I was turning into. Mall security said they only turned over >>> recordings to the police. When I went to the LAPD station (parking half a >>> mile away because the situation is insane), they refused to even take a >>> report, much less do anything to get the video. Wish it was our tiny Town >>> next to LAX, where the police aren't so busy and would have happily written >>> a letter. (When I lost a set of my wife's car keys, a detective took my >>> call.) >>> >>> My only injury was skin scrapped off the back of my right hand, apparently >>> by the rough surface of the steering wheel airbag. I had some lower back >>> stiffness in the afternoon, buy it went away by bedtime. Then the muscles >>> connecting my neck to my shoulders (sides) just really stuff and sore >>> overnight and I had to take some ibuprofen in the middle of the night. >>> However, that was gone by morning. I did feel my brain bounce around a >>> little inside my skull during the acceleration from the impact, but not the >>> slightest sign of concussion. >>> >>> Overall, I'm really, really pleased with the crash safety of the Prius. >>> >>> The big frustration of all this? The other guy wouldn't talk to State Farm >>> and his insurance company didn't even respond to State Farm! So, the whole >>> thing is still in subrogation and I'm still waiting and hoping to get my >>> deductible back. >> >> Gerry _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
