$100/quarter --FT Sent from iFōn
> On Nov 25, 2023, at 6:04 PM, Buggered Benzmail <buggeredbenzm...@gmail.com> > wrote: > > I think your employer will turf you off to Medicare when you turn 65 so you > don’t really have a choice in the matter. Saves them money. > > When I got Medicare I found a secondary plan that covered my particular doc > and hospital system provider here in Chastun. It’s less than $40/month. > There’s some dental coverage too, nothing great, mostly just the checkups. It > also covers a gym membership which is pretty much the monthly cost of the > supplement. And I get like $100/month credit to go buy over the counter stuff > (and it’s kinda random what it is but it’s a good deal) at > CVS/Walmart/Walgreens. If you do your annual doctor visit or something online > you get another $150 credit. Most meds are covered in varying amounts. > > You need to see what plans are offered in your area and what they cover. Your > benefits person at your job can probably help sort through them. Or maybe > there’s some consultant who does that, maybe you can get your company to pay > for it? > > --FT > Sent from iFōn > >> On Nov 25, 2023, at 5:44 PM, dan penoff.com via Mercedes >> <mercedes@okiebenz.com> wrote: >> >> Rick, >> >> I’m in the same boat as you - a year out from 65 this month and getting >> spammed by all the supplemental plan sellers, not Medicare itself. Here’s my >> advice: >> >> 1.) Consult a professional. It’s money very, very well spent. They know >> exactly what to do, how, and when. >> >> 2.) I am nearly 100% positive that you must sign up for Medicare at 65 or >> you risk not getting it or getting significantly reduced benefits as a >> penalty. We’re not planning on bailing out until 66 and 10 months, our 100% >> SSA vesting point, so we’ll continue to have health coverage under our >> employers until that point, or so we expect. >> >> 3.) Consult a professional. >> >> Kind of like Kaleb’s toasty stove, sometimes it’s better and cheaper in the >> long run to pay a professional. Especially when it involves your financial >> future. >> >> We use a “wealth manager” at our credit union to provide our planning needs. >> We gave him a few things to do a year or so ago with some discretionary >> funds we had, and he did great things with them, so we signed on for >> planning with him. I just finished the worksheet last week and we’re seeing >> him on Wednesday. I’m really interested to see where we’re going to come >> out. OK, I think, but I’m not a financial planner nor have I played one >> on TV or stayed at a Holiday Inn Express last night. We don’t expect to live >> a lavish lifestyle by any means, so I think we’ll be OK. My biggest concern >> is the shock of going from work to not working, both from an activity point >> of view as well as a financial one. When I was at Kohler people were >> retiring all year long (5,000+ employees) and the ones that did well after >> leaving were the ones who had clearly established plans for what they were >> going to do. Like on a daily basis, not generally. Establishing a routine, >> getting out, staying active, that sort of thing. >> >> -D >> >> >> >>>> On Nov 25, 2023, at 5:26 PM, Rick Knoble via Mercedes >>>> <mercedes@okiebenz.com> wrote: >>> >>> Yes, I do realize the system will be bankrupt by 2025 or so. That doesn't >>> stop time, and I will be sixty five soon. I am employed and have what would >>> be considered a "Cadillac" health plan. I am in good health with reasonably >>> good genes and no bad habits (i.e. no smoking, no alcohol, no illicit >>> substances) I take supplements (vitamin d, ect.) but no medications. I >>> almost feel guilty pecking that out on the screen. >>> >>> Anyway, I am getting inundated with junk mail, and spam calls regarding >>> Medicare. It is my understanding that I don't have to sign up, if I don't >>> plan on retiring at 65, and I don't. Is that correct? Also, stay away from >>> Medicare "Advantage" plans? What is an accurate resource to go for >>> information? >>> >>> Getting this correct, and not getting permanently screwed is important. >>> >>> >>> Rick >>> _______________________________________ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>> >> >> _______________________________________ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
