On 24/02/2014 11:53 PM, lu zou wrote:
    another general question !  Can someone please advise some payment
gateway which is friendly with mezzanine(cartridge) based project ,which
is also easy to be implemented ,since I donot quite know a lot about
this ,and the website is supposed to be generally used in Australia

Paypal is always an option (although I couldn't work out how to use it for credit cards easily).

We ended up using Braintree ( braintreepayments.com ), and I wrote a cartridge-braintree bridge available here:
https://github.com/molokov/cartridge_braintree

However, they are a US-based payment processor so actually getting our Braintree account open was a big hassle. (we're a not-for-profit incorporated association running a convention, so income and profit model are unlike normal businesses)

I've heard good things about PIN payments ( https://pin.net.au/ ) who are Australian based, and they do link to a django-pinpayments module
here: https://github.com/rossp/django-pinpayments
I'm sure it wouldn't be too hard to use that as a basis for a cartridge-pinpayments module, but nobody's written one yet that I can see.

Someone mentioned Stripe here the other day, also US based, but currently having a private beta for Australia, so you could consider them.

When I was examining payment gateways, my requirements (for the non-profit) were that the charges had to be per-transaction only, without any ongoing monthly fee, as it's likely we'll have low but steady income for maybe 10 months and then 2 or more years of nothing.

I also wanted to find ones that had developer-friendly Python/Django integration, and many of them do, although I suspect you won't find many with direct cartridge integration modules that haven't been written by members of this community right here.

If you're setting up a site for an e-business that has a large monthly turnover, many of the major banks and credit unions do have e-payment APIs (some even with Python modules to make integration easier) but they charge a monthly fee in addition to a per-transaction charge. Doing this via your client's bank will mean the payments will reach them more quickly.

Seeya. Danny.

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