Hi Nesrine and Lassaad,
Two more questions came up about "loan schedule independent of meeting
schedule" and I want to clarify what Enda's requirements are around these
scenarios and how you're planning to handle them. If "loan schedule
independent of meeting schedule" is turned on:
(*) And support for "back dated transactions" is allowed-how will Mifos handle
this scenario? Ideally, the user should be able to enter a disbursal date in
the past up until the date the loan was approved (ie, the user shouldn't be
able to enter a disbursal date earlier than the approval date of the loan). Is
this how the feature was implemented?
(*) What happens if the user doesn't disburse the loan on the disbursal date
originally entered when the user creates the loan-and the loan is disbursed a
day or two after the originally scheduled date? Does Enda want the entire loan
schedule recalculated-and the dates of repayment moved forward by the same
number of days? Or do the repayment days remain the same? If the repayment
days remain the same-then does the system need to validate the dates specified
between disbursal and first repayment-or should the system ignore that
validation in this case?
I hope these questions made sense-if not, feel free to ping me on skype.
Cheers,
Emily.
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Emily Tucker
Sent: Friday, March 14, 2008 1:43 PM
To: [EMAIL PROTECTED]
Cc: Mifos functional discussions
Subject: Re: [Mifos-functional] ENDA-Mifos: Clarifications about
disbursaltransaction when "loan schedule independent of meetingschedule" is
turned on
Hi Nesrine,
So for context for the entire community, this is what you typed as the scenario
in your IM:
1/Client meeting: Third monday of every one month
2/Repayment day: Third monday of every one month
3/Disbursal date :14/03
So, if today's date is 14/03, and you try to disburse the loan on today's date,
you get an error-b/c 14/03 is prior to the next meeting day.
I agree, that this constraint should be removed from the system when "loan
schedule independent of meeting schedule" is enabled.
There's another scenario to think about as well: if the configuration for
backdated payments is turned "on", right now the system blocks you from
entering in a transaction date that is earlier than the previous meeting day.
However, with "loan schedule independent of meeting schedule"-this constraint
doesn't make sense. We think that this constraint should be replaced with a
restraint that prevents the user from entering in a transaction date prior to
the date of the last transaction made against the account.
Does this make sense?
Let us know if you agree.
Emily.
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Nesrine Madhkour
Sent: Thursday, March 13, 2008 12:09 PM
To: Emily Tucker; Aliya Walji
Cc: Mifos functional discussions; [EMAIL PROTECTED]
Subject: ENDA-Mifos: Clarifications about disbursal transaction when "loan
schedule independent of meeting schedule" is turned on
Hi Emily/Aliya,
When the "loan schedule independent of meeting schedule" is turned off, the
system validate at disbursal whether the transaction date is prior or not to
the last meeting date and displays an appropriate error. However this
validation step won't have any sense when turning on the configuration settings
related to "loan schedule independent of meeting".
Then when configuration is turned on, we should be able to disburse the loan
even if the transaction date is prior to the last meeting date (which is
defined on the repayment day).
Would please validate this flow so that we could fix this issue as soon as
possible?
Regards,
_____________________________________________________________________
Mss Nesrine MADHKOUR
Finance Solutions Consultant
OXIA
OXIA is ISO 9001 V2000 certified company - AFAQ QUAL/2005/25140
11, Rue Claude Bernard
1002 Tunis Belvédère
Tunisia
Tel.: +216 71 28 27 00
Fax: +216 71 28 27 05
[EMAIL PROTECTED]
Skype : NesrineMadhkour
www.oxiasoft.com <http://www.oxiasoft.com/>
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