Hello All,

Further to make MIFOS Mobile a success, I am aware that Grameen Foundation is 
planning a training in the Philipines this month. To this extent, I would like 
to know if Grameen Technology Centre is planning to send a representative to 
the programme. If yes, can we look at integrating a discussion on MIFOS Mobile 
concept at the training and see how MIFOS Mobile can further impact positively 
on the Village phone. Some of the issues to consider in the model include how 
we can use MIFOS Mobile along with Village Phone as a banking channel, social 
and economic implication and possibly regulatory implications.

I believe this will help in getting some directions for the project.

Information about this training can be found at 
http://www.villagephonedirect.org/contents/

Thank you, 
Gbolahan Oshonubi 
Intelligent Network Services Ltd 
[EMAIL PROTECTED] 
Mobile +234-8023175974 
Remain blessed 

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----------------------------------------

From: "Edward Cable" <[EMAIL PROTECTED]>
Sent: Monday, March 31, 2008 7:23 PM
To: "Sam Birney" <[EMAIL PROTECTED]>, <[EMAIL PROTECTED]>, "Mifos functional 
discussions" <mifos-functional@lists.sourceforge.net>
Subject: RE: [Mifos-functional] [Mifos-developer] Mifos Mobile 

Gbolahan,

To facilitate the ease of collaboration on the Mifos Mobile Project and help 
the community drive it forward, I've set up a couple pages on our Wiki - I 
pulled all of Tim's document out into an introduction page, 
http://www.mifos.org/developers/wiki/MifosMobile, and also set up a Project 
Page to make ongoing work public to the Mifos community, 
http://www.mifos.org/developers/wiki/MifosMobileProject.

I look forward to seeing this take flight and wish you the best of luck in 
leading these efforts.

Cheers,

Ed 

From: Sam Birney [mailto:[EMAIL PROTECTED] 
Sent: Saturday, March 29, 2008 12:15 PM
To: [EMAIL PROTECTED]; Mifos functional discussions
Cc: [EMAIL PROTECTED]; [EMAIL PROTECTED]; Tim Wood; Edward Cable
Subject: Re: [Mifos-functional] [Mifos-developer] Mifos Mobile

Hi Gbolahan,

I hope to get to meet you in person someday.  To be clear, the Mifos internal 
team is VERY interested in having a mobile phone interface to banking 
operations in the Mifos system.  Like everyone in this community, we have lots 
of big dreams, but only limited time and resources to pursue them all.  

Our belief is that after v1.1 is successfully launched, we, the internal team 
of developers, need to concentrate our efforts on improving the underlying 
architecture of the product and community backbone to facilitate this type of 
project and many more like it in the future.  So, it would be a great step 
forward for the Mifos vision to see a community-driven Mifos Mobile concept 
take flight, and turn into ideas that eventually make it into the Mifos product.

Here is how I suggest we move forward.

* We at the Grameen Technology Center would encourage and support you, Gbolahan 
Oshonubi, to be the project leader for the initial phases of Mifos Mobile.

* The project leader should reach out to all the people in the community who 
have expressed interest in contributing to this project, and coordinate with 
them on goals.

* If there is enough overlap in shared goals, the project leader should seek 
commitments from those interested and define the goals of the collaborative 
project.

* The project leader should set up a way for the project team to communicate.  
I would strongly recommend that you use the existing Mifos community tools, 
which will improve over time: http://mifos.org, irc://freenode/#mifos, these 
mailing lists, the Mifos issue tracker, etc.

* The project team should work together to define the statement of success for 
reaching the goals of the project.  I would humbly propose a few, but the 
project team may well find better ones:

   - the usefulness of a mifos.org project page for Mifos Mobile
   - agreement on customer/user requirements for a first version of this mobile 
interface
   - a working proof of concept of at least one mobile operation in Mifos

* I would also encourage you to follow the principles of open source: Liberty, 
Openness, Transparency, Deliver Early and Often, Community, 

* You may even be able to obtain funding for the project from interested 
investors, that is really not my area of expertise so I cannot help you with 
that.

I will be happy to watch as this project grows and flourishes, as I am sure 
many people on these lists will be, but will only be able to offer occasional 
advise if asked.

thanks and best wishes,
Sam

On Mon, Mar 24, 2008 at 1:01 PM, Gbolahan Oshonubi wrote:
Hi Sam,

Really, it is a good thing to see it that way. It is highly expected that to 
reduce the cost of penetration and operation in MF operations, the role of 
mobile banking is really great. Having seen what was done with Grameen Village 
Phone on one side and G Cash on the other side, it will be a good thing to 
follow this steps. While the MIFOS internal team may not be interested in the 
Mifos Mobile concept, I think the community can take a step to it. If you know 
the starting point, kindly point us to it. For others who may be interested, we 
may need to put in more efforts behind the scene.

Kindly let us see how we can kick off.

Thank you, 
Gbolahan Oshonubi 
Intelligent Network Services Ltd 
[EMAIL PROTECTED] 
Mobile +234-8023175974 
Remain blessed 

Disclaimer This e-mail (and any attachment) is intended only for the attention 
of the addressee(s). Its unauthorised use, disclosure, storage or copying is 
not permitted. If you are not the intended recipient, please destroy all copies 
and inform the sender by return e-mail. Internet e-mail is not a secure medium. 
Any reply to this message could be intercepted and read by someone else. Please 
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________________________________________
From: "Sam Birney" 
Sent: Monday, March 24, 2008 7:38 PM
To: "Mifos functional discussions" , Developer 
Subject: [Mifos-developer] Mifos Mobile

The community input towards a mobile banking interface to Mifos keeps growing.  
There seem to be several different organizations interested in working on this. 
 This would be great functionality to add to Mifos, although the internal team 
may not be able to focus on it as a feature area during 2008, we will be 
working on APIs to provide clean support and upgrade paths for this type of 
interface in the future and more.  

Tim Wood and Aarti Sharma, who are working on Grameen's Village Phone project, 
are also very interested in getting to a proof of concept and eventual full 
implementation of mobile banking with Mifos.  I think Tim has done some work on 
defining some initial usage scenarios that he can share.

In the spirit of open source, perhaps all the interested groups can collaborate 
on coming up with a functional spec, initial technical design, and proof of 
concept.  I would recommend making a wiki page on mifos.org for the project.

As Van mentions, one thing to note is that our current Mifos API, such as it 
is, will likely change significantly between v1.1 and the next big release.  
Our hope is that after that, we will have a stable API, and be able to provide 
a smooth upgrade path for any changes to it.  Until then, keep in mind that the 
interface to Mifos APIs, or eventually Mifos web services layer, may need to be 
reworked later.  But I don't think this should stop anyone from thinking 
through the scenarios and design, and even a first implementation.

I will be interested to follow along with the development of this project, it 
sounds like an exciting step forward for Mifos.

regards,
Sam

On Fri, Mar 21, 2008 at 9:37 AM, Van Mittal-Henkle wrote:
Hello,
 
Thanks for your interest in Mifos and for thinking about extending it into 
areas like mobile banking.
 
Currently there is no clean API as such that Mifos exposes.  However, after the 
1.1 release of Mifos creating exactly that kind of API is on our list of things 
to do.  One of the prime motivations for creating a well documented API like 
this would be to support integration with mobile banking.  
 
In the coming months it is likely that there will be some significant changes 
to the internals of Mifos as we rewrite parts of the code in order to support a 
robust API.  It would be very useful to first try to get an understanding of 
what the requirements would be to support your mobile banking application.  We 
could then use that information to help guide our efforts as we define the 
Mifos API for integrating with other applications.
 
Cheers,
--Van

________________________________________
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Gbolahan Oshonubi
Sent: Friday, March 21, 2008 1:37 AM 

To: mifos-functional@lists.sourceforge.net; [EMAIL PROTECTED]
Cc: mifos-functional@lists.sourceforge.net
Subject: Re: [Mifos-functional] Adam- P2P Cash would like to assist in

Hi Tom,

Good to hear that. I was about to send the same message now till I saw yours. 
For mobile banking I am interested. We need to look at the various business 
models and to integrate it with Grameen model and MIFOS. In additions, there is 
another solution on using EFTPOS as one of the banking channels. We can get 
some codes and see how we can build on them. However, we need to know about 
MIFOS API for this or betterstill how to put the solutions together

Thank you, 
Gbolahan Oshonubi 
Intelligent Network Services Ltd 
[EMAIL PROTECTED] 
Mobile +234-8023175974 
Remain blessed 

Disclaimer This e-mail (and any attachment) is intended only for the attention 
of the addressee(s). Its unauthorised use, disclosure, storage or copying is 
not permitted. If you are not the intended recipient, please destroy all copies 
and inform the sender by return e-mail. Internet e-mail is not a secure medium. 
Any reply to this message could be intercepted and read by someone else. Please 
bear that in mind when deciding whether to send material in response to this 
message by e-mail. 
________________________________________
From: "Adam Monsen" 
Sent: Thursday, March 20, 2008 5:27 PM
To: "Tom Meredith" 
Subject: Re: [Mifos-functional] Adam- P2P Cash would like to assist in

On Thu, Mar 20, 2008 at 9:20 AM, Tom Meredith wrote:
> developing a mobile banking interface to your code.
> How would you best suggest we start the process and is anyone else
> interested in assisting as well?

Hi Tom,

I would first suggest signing up on the mailing lists and joining the
IRC channel. This is the best way to keep abreast of community
activity with Mifos.

There isn't a functional spec for mobile banking that I know of, so
you might start with your own proof-of-concept. Here's how to get
started with the code:
http://mifos.org/developers

Looks like we've been thinking about this for a while:
http://thread.gmane.org/gmane.comp.finance.mifos.devel/1069

Cheers!
-Adam

-- 
Adam Monsen

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