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http://mifosforge.jira.com/browse/MIFOS-2653?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=57019#action_57019
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Udai Gupta commented on MIFOS-2653:
-----------------------------------
Some particulars about saving account case above mentioned.
- Interest calculation period = 1 month
- Interest posting period = 3 month
- Minimum balance for interest calculation
- First three month the client does not have enough balance to get
interest posted.
According to the implementation of Savings interest posting task the "next date
for interest posting" will only gets updated in databases when there is some
amount (i.e. non-zero) to be posted, due to which interest posting date does
not get updated because of condition.
1. if (interest_to_be_posted > zero) {
2. post interest;
3. update next_interest_posting_date;
4.}
When a savings account is created (and then approved) the
next_interest_posting_date is entered same as the
next_interest_calculation_date i.e. 30-sept-2009 for the above mentioned case.
which means that if (interest_to_be_posted > zero) then first interest posting
will take place in 30-sept-2009 and next_interest_posting_date will be updated
to 31-dec-2009 (3 months after 30-sept-2009), but there will be no
interest_to_be_posted as no interest calculation has taken place till
30-sept-2009, this is how the savings interest posting is smartly avoiding
interest_posting in same month of account opening.
In this issue the expectation was that the next_interest_posting_date should
have been updated to 31-Dec-2009 when the batch job for interest posting was
ran in 30-Sept-2009 for above mentioned case.
There are two ways to solve this issue.
1) Move the "3. Update next_interest_posting_date;" out of the condition so
that updating can take place correctly.
2) Improve condition to if (interest_to_be_posted >= zero)
- This will result in 0 as interest being posted for 30-sept-2009
- next_interest_posting_date will be updated correctly.
- zero interest posting will help us to understand why there was a zero
interest posting (whether due to logic or some misbehavior of batch job or
internal code)
I have decided to go with the 2nd solution as Van suggested and Kay agree that
showing the zero interest posting on interest posting cycle (i.e. 3 month for
above care) gives you transparency about what is going on when an interest
posting amount is zero.
> Interest posting shows the date from the previous interest posting date
> -----------------------------------------------------------------------
>
> Key: MIFOS-2653
> URL: http://mifosforge.jira.com/browse/MIFOS-2653
> Project: mifos
> Issue Type: Bug
> Components: Savings Account
> Affects Versions: Release 1.3.1
> Reporter: Ryan Whitney
> Assignee: Udai Gupta
> Priority: Major
> Fix For: Gazelle C
>
>
> I believe this is closely related to the interest posting bug for SECDEP we
> thought we fixed and now we're seeing another behavior. Since its another
> behavior, I opened up a new bug so we can track whether this issue gets fixed
> as well.
> REPRO:
> Client Lorna General
> * On 9/30 she didn't have enough in her ICF Fund (savings) for an interest
> posting
> * On 12/31 she did, but it looks like it was tagged with the 9/30/09 date.
> Date Activity Amount RunningBalance
> 06/01/2010 Deposit 20 1531
> 30/09/2009 Interest_Posting 16 1511 <--- Er, what?
> 16/12/2009 Deposit 250 1495
> 16/12/2009 Deposit 20 1245
> 09/12/2009 Deposit 20 1225
> 02/12/2009 Deposit 20 1205
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