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http://mifosforge.jira.com/browse/MIFOS-2773?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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jbrewster updated MIFOS-2773:
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Status: Verified (was: Resolved)
> bank import rejects overpayments when they should be applied to the next
> installment
> ------------------------------------------------------------------------------------
>
> Key: MIFOS-2773
> URL: http://mifosforge.jira.com/browse/MIFOS-2773
> Project: mifos
> Issue Type: Bug
> Components: Misc
> Affects Versions: Release 1.4
> Reporter: Sam Birney
> Assignee: Adam Monsen
> Fix For: Shamim D
>
>
> we noticed that sometimes a customer pays (e.g.) $102 when their next
> expected payment in mifos is $98. If this is the final payment, the bank
> import is correctly not allowing the overpayment. However, if there is
> another payment due next month of $98, should not the correct bank import
> behavior be to apply $98 to the current installment and $4 to the next
> installment? When manually applying payments this is what happens, so
> shouldn't it be the same in bank import?
> it does happen often, mainly because their old MIS puts rounding leftovers in
> the first repayment, and Mifos puts it in the last. So a normal old loan may
> have a schedule of (102,98,98,...,98) and in Mifos it is (98,98,...,98,102).
> So, the customer goes to pay 102 and Mifos is expecting 98. So, this will
> happen almost all of the time during the next year of transition, but then
> will become more rare once all the active loans have schedules that were
> generated by Mifos.
> -Adam Monsen wrote:
> Until we get the chance to look at this, you might check out the
> following:
> * in the import plugin, we actually do a running total since the API
> doesn't support this type of validation. This might be causing or
> related to the problem you're seeing
> * LoanBO#paymentAmountIsValid and friends appear to allow overpayment of
> one installment as long as it doesn't exceed the total repayable amount
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