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http://mifosforge.jira.com/browse/MIFOS-4068?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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keithwoodlock updated MIFOS-4068:
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Component/s: Savings Account
Loan Account
Fix Version/s: (was: Mifos Backlog)
Unscheduled
> Ability to transfer funds between savings account and loan account
> ------------------------------------------------------------------
>
> Key: MIFOS-4068
> URL: http://mifosforge.jira.com/browse/MIFOS-4068
> Project: mifos
> Issue Type: New Feature
> Components: Loan Account, Savings Account
> Reporter: Gayl Kennedy
> Assignee: pmqueue
> Labels: community
> Fix For: Unscheduled
>
>
> Scenario - we have clients with a savings accounts who want to take out a
> loan. We need to move their collateral (20%) into a mandatory savings
> account for the duration of the loan. Then at the end of the loan we may
> want to move some or all of it back into their voluntary account or indeed to
> pay off their loan. It would be nice to be able to do this in one
> transaction and not have to do a withdrawal from one account and a deposit
> into the other especially if the amounts are not easy numbers to retype!
> Same issue arises for groups who default on their loan so we want to use
> their savings to pay off their loan.
> Key difference between 2 savings account is the withdrawal not allowed on the
> collateral one and also no interest paid on it so need to transfer money back
> into other account when loan repaid.
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