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http://mifosforge.jira.com/browse/MIFOS-2406?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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keithwoodlock updated MIFOS-2406:
---------------------------------
Fix Version/s: (was: Mifos Backlog)
Unscheduled
> If client pays ahead, Mifos should re-adjust schedule so the system still
> shows they owe the full amount the next week
> ----------------------------------------------------------------------------------------------------------------------
>
> Key: MIFOS-2406
> URL: http://mifosforge.jira.com/browse/MIFOS-2406
> Project: mifos
> Issue Type: Improvement
> Components: Loan Account
> Affects Versions: Release 1.3
> Environment: Platform: Macintosh, OS: All
> Reporter: Ryan Whitney
> Assignee: mifosdeveloperqueue
> Priority: Major
> Fix For: Unscheduled
>
>
> I believe this should be an enhancement, something the MFI would decide.
> Scenario: Client pays extra one week, for a couple of payments. Mifos tracks
> this but then says the client does not owe anything until the weeks catch up.
> (IE, if I pay three weeks ahead, the system says I owe nothing for three
> weeks).
> There's a few problems with this
> 1. It seems the MFI would rather the client make the weekly payments and just
> take the three weeks off the end.
> 2. Even if that is the case for the MFI, the system still shows that the
> client
> owes nothing (and so the collection sheet report shows the client owing
> nothing).
> I think this should even apply even if there's a partial payment left over.
> IE,
> client pays a bit over, so the next payment they owe less. MFI should have
> the
> choice to still collect the set amount.
> Another way to think about this is minimum payments for a credit card
> company.
> Just because you pay over one month, doesn't mean they aren't going to collect
> that minimum again the next month. I suspect the MFI's are the same.
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