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http://mifosforge.jira.com/browse/MIFOS-2458?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
]
keithwoodlock updated MIFOS-2458:
---------------------------------
Fix Version/s: (was: Mifos Backlog)
Unscheduled
> Add a new "time of charge" for loan fees to be over loan installments
> ---------------------------------------------------------------------
>
> Key: MIFOS-2458
> URL: http://mifosforge.jira.com/browse/MIFOS-2458
> Project: mifos
> Issue Type: Improvement
> Components: Fee
> Affects Versions: Release 1.2
> Environment: Platform: All, OS: All
> Reporter: muregi
> Assignee: mifosdeveloperqueue
> Priority: Major
> Fix For: Unscheduled
>
>
> As the current system is, when one is defining a calculated fee, the fee is
> embedded to the loan either at upfront, at the time of disbursement, or at
> time
> of first loan repayment.
> However you find cases where a fee is calculated as a percentage of amount
> that
> is not paid. E.G. I have taken a loan of 10,000 which is payable in 10 months
> (=1,000 per month). I have paid ~6,000 for 6 months and I default (don't pay)
> on
> the next installment.
> your policy is 10% is charged on the balance of any defaulted amount such
> that I
> should be charged 10% on the balance(4,000) = 400.
> For most of this clients, they are not able to pay this fee upfront, so it is
> equally divided in the remaining installments. so instead paying 1,000 per
> month, I now pay 1,100 which includes the fine.
> Is this a possible Enhancement to make?
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