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Change By:
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hugotechnologies
(05/Oct/12 12:39 AM)
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Description:
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Please refer to UseCase II in wiki "https://mifosforge.jira.com/wiki/display/MIFOSX/Deposit+Accounts"
Approval is done by higher ups in the organization. There might a scenario where the User enters the Deposit account and sends it to approval from the manager. This is normally used when customer demands higher interest rate on the FD. Manager negotiates with customer and comes to a common understanding in the changes to interest rate with some additional criteria of increasing the tenure of the deposit as initially agreed or by increasing the Deposit amount. Hence, provision for changing the interest rate, Deposit amount, Tenure & interest type frequency is required while approving the FD.
Maturity date: Recalculate the projected maturity date given the current commencement date and tenure length.
Interest on maturity: Recalucate the the amount of projected interest accrued given the current deposit amount and tenure.
Maturity amount: Recalculate using new projected interest accrued
Record of deposit transaction: When account is activated, a transaction recording transaction related information such as date, amount and type of transaction (DEPOSIT) should be recorded.
Status: Status of deposit account moves from SUBMITTED_AND_AWAITING_APPROVAL to ACTIVE
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