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Issue Type:
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![New Feature]() New Feature
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Assignee:
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Madhukar
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Components:
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Deposit Product |
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Created:
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05/Oct/12 12:59 AM
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Description:
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Please refer to Use-case IX: Renewing or 'Rolling over' a Deposit Account:
Its typical to allow a customer to renew an existing deposit account on maturity. If deposit account allows renewal (sometimes known as rolling it over) then we simply want to create/open another deposit account with the same 'terms', 'Matured Amount', 'Interest Rate' for Auto renew scenario. The following may be different for manual renew cases:
Use-Case 1: Manual Renewal of Deposit Account
Deposit amount: The amount deposited might be the original deposit again or the entire amount (Deposit Amount + (Interest Accrued - Interest Withdrawn)) received from previous deposit account.
Term: Customer may opt for different term from the original deposit term.
Record it as a renewal: We should record that this deposit account is a renewal from a pre-existing deposit account (probably best to track the deposit account id it is a renewal of.)
Interest Rate: MFI / Bank may give different interest rate based on the market offerings during the renew period.
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Project:
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Mifos X
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Priority:
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![Minor]() Minor
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Reporter:
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hugotechnologies
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