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Issue Type:
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![New Feature]() New Feature
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Assignee:
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Madhukar
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Components:
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Deposit Product |
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Created:
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05/Oct/12 1:10 AM
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Description:
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Please refer to use-case XV: Pre-closure charges for Fixed Deposit:
Configuration of the pre-closure should be very dynamic. It varies from Financial Institution to institution.
Few MFI configures pre-closure charges only if customer withdraws amount before the lock-in period.
Other MFI do not define the lock-in period. However, the pre-closure charges are deducted from the FD Interest payable amount.
Case 1: Flat Amount
If customer withdraws before the lock-in period or the maturity date a nominal pre-closure charges are added to the customer FD account.
Pre-closure charges can be defined as a fixed amount
Case 2: % of pre-closure Interest payable
If customer withdraws before the maturity date or Lock-in period a nominal charges are added to the customer FD account. Charges will be defined as % of the Interest payable to the customer for the FD Account commencement date to the withdraw date.
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Project:
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Mifos X
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Priority:
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![Minor]() Minor
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Reporter:
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hugotechnologies
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