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Change By:
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keithwoodlock
(10/Jun/13 4:51 AM)
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Description:
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Its common
At present, the platform allows
for loans to be
overpaid.
When loans are
over paid
when repayments are delivered
the following happens:
- loan transaction that results in overpayment goes
through
mobile or third parties
successfully, loan repayment installment paid off
- No summary information on database tracks by how much the loan was overpaid
Questions:
1
.
By how much should people be allowed over pay a loan (as much as they want!)
2. What happens to the overpaid amount? does is just stay there, is it returned to the client? transfered to savings?
We
3. Is there a
need to
add support for
put configuration on
this to
turn off ability to overpay
loans
(some MFIs might not want it) whilst other MFIs who get their payments through third parties may need it as they have no control over it
.
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