Title: Message Title
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We should break this up into a few different areas but no point bringing it in unless its all there:
Step 1: Add new repayment strategy to the out of the box repayment strategies
Income payments should be allocated in the following order:
1. Overdue and Scheduled Interest
2. Overdue and Scheduled Principal
3. Overdue and New Penalties
4. Interest of next installment
5. Principal of next installment
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