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Hi Vishwas,
I can see the business requirement here, but am also wondering how to best implement this? Because if you would implement it in the way listed above it will be very organisation specific. At the same time I feel that the concept of sliding bands might be very beneficial, but also come with different approaches by each MFI.
My preference would therefore be:
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split this into 2 products and select the client type when giving the product to a client (maybe a small UI customisation to 'force' that choice onto the end-user)
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Implement sliding interest bands without further complication by factors such as male/female etc.
At the same time I am unsure if we might miss out on some other obvious business requirements in the same area?
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