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Recently the option to classify loans as NPA based on a certain # of days in arrears was added to the platform. At a product level the parameter overdueDaysForNPA was added, and defaults to NULL. At a loan level there is a boolean flag that classifies as NPA or not.
In a scheduled task all loans are processed on a daily basis to decide on NPA, however if the overdueDaysForNPA value has not been set for a product (as it is NULL by default), it is assumed to be 0. This results in all loans that are active to be classified as NPA, which should not be the case. We should therefore exclude products that have overdueDaysForNPA not specified from the calculation.
(Note: Found this because periodic accruals was not making any entries for any of my loans, which also looks at the NPA flag)
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