Title: Message Title
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The refund functionality for an active loan enables overpaid amount to be refunded to a client. Overpaid amount here is the actual payment less the expected payment made.
Use case 1 A client takes a loan and the first repayment date is 01/01/2014, for a period of 6 months with monthly installment of $100 i.e. total loan amount is $600. The client has made only installment of $120.
As of 03/03/2014 Expected repayment about = $200 Acutal repayment amount = $120
Maximum refund amount = $200 - $ 120 = $80
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