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Some agricultural and tourism related loans can be repaid only during certain months, for example client who has a hotel which works only in summer season can repay the loan only after the season. This can be done in Mifos X only when the loan term is one year (if client repays every month we can put 11 in Moratorium on principal payment and the loan amount can be repaid at the end of the loan term) but if the loan is to be repaid in several years this becomes impossible.
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