This isn't a bug, the mifos platform supports two destinations for storing documents, the file system and Amzon S3 buckets.
If Amazon S3 storage is enabled (this is done from Admin-> system -> configuration -> Amazon S3), you would have to ensure that the credentials for connecting to the S3 bucket (access key, name and secret key) are configured in c_external_service table. The error you see is because S3 storage has been enabled and these details are not updated, switching to file system storage (disabling S3 storage) or adding the connections details for the S3 bucket would fix the issue.
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