Hi All,
MIFOS presently does not support current and fixed accounts. You need to
work on some part of the savings account to achieve fixed account. Some
little logics have to come to play. For the current account, you can
achieve this through the savings accounts or try to work on another
business logic in MFI architecture.
For the perculiarity of the Nigerian business environment, a lot of work
has to be done on MIFOS to be able to serve it. For instance, MIFOS was
meant to serve MFI but we have MFBs in Nigeria. The operational difference
can be enormous sometimes if one decides to be thorough. For instance MIFOS
does not have a FINCON module which is very perculiar with the Nigerian
business enviroment.
However, the fixed and current accounts can be achieved based on the above
named strategies.
Please kindly let me know if you need more assistance.
Thank you,
Gbolahan Oshonubi
Intelligent Network Services Ltd
[email protected]
Mobile +234-8023175974
Remain blessed
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----------------------------------------
From: "abiodun awe" <[email protected]>
Sent: Wednesday, February 18, 2009 7:23 PM
To: [email protected]
Subject: SPAM-LOW: Re: [Mifos-users] [Mifos-developer] Creating a Current
Account
mike,
you are fron Nigeria right, current account is a cheque account. An account
you draw cheque on. Ryan i suppose you can help now
thank you
Abiodun Awe
----------------------------------------
From: "[email protected]" <[email protected]>
To: Ryan Whitney <[email protected]>
Cc: [email protected]
Sent: Wednesday, 18 February, 2009 18:54:08
Subject: Re: [Mifos-users] [Mifos-developer] Creating a Current Account
Hi Ryan,
There are different types of account opening (1) Savings (2) Current (3)
Fixed Deposit e.t.c.
Cheques are not issued to customers on Savings account, but Cheques are
issued to Customers on 'Current' account, so the customers on 'current'
account can ask someone to do withdrawal for them by giving a signed
cheque to the person that is doing withdrawal. Moreso, there is a charge
on each transaction if customer operates 'Current' account, for example
whenever a cheque is issued there is a fixed charged called 'COT' on that
account. But withdrwals in Savings does not attract any 'COT'.
Fixed account is a process by which a client decided to let the MFI keep
certain amount of money for him over a period of time. At the end of this
period, the client get his money back with interest.
I don't know if these infomation help,Sir? The challenge we have presently
is how we can configure MIFOS to serve these kind of customers.
Thank you for your time.
-Micheal Abobade
> Micheal,
>
> I'm not quite sure what you mean by 'current' and 'fixed deposit'
> accounts.
> Could you give a bit more detail on what this means and what you are
> asking?
>
> I'm also responding on the Mifos User's list, as I think your question
may
> be more appropriate for that list.
>
> Ryan
>
> Ryan Whitney
> Mifos Technical Program Manager
> [email protected]
> Mifos - Technology that Empowers Microfinance (www.mifos.org)
>
>
>
>> From: <[email protected]>
>> Reply-To: Developer <[email protected]>
>> Date: Wed, 18 Feb 2009 10:08:36 -0600 (CST)
>> To: <[email protected]>
>> Subject: [Mifos-developer] Creating a Current Account
>>
>> Hi,
>>
>> Can someone help put me through on how i can create 'current' and
'fixed
>> deposit' account in MIFOS.
>>
>> Thank you so much for your time.
>>
>> -Micheal Abobade
>>
>>
>>
>>
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>> Francisco, CA
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>> SFAD
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>>
>
>
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Open Source Business Conference (OSBC), March 24-25, 2009, San Francisco,
CA
-OSBC tackles the biggest issue in open source: Open Sourcing the
Enterprise
-Strategies to boost innovation and cut costs with open source
participation
-Receive a $600 discount off the registration fee with the source code:
SFAD
http://p.sf.net/sfu/XcvMzF8H
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Open Source Business Conference (OSBC), March 24-25, 2009, San Francisco, CA
-OSBC tackles the biggest issue in open source: Open Sourcing the Enterprise
-Strategies to boost innovation and cut costs with open source participation
-Receive a $600 discount off the registration fee with the source code: SFAD
http://p.sf.net/sfu/XcvMzF8H
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