Natu, Welcome to the Mifos community. These are perfect questions for our Mifos User¹s mailing list, so I¹m moving the discussion to that list.
To add on to some of Marcos comments 1. We have a feature called LSIM (Loan Schedule Independent of Meeting). It doesn¹t fully de-couple from the meeting schedule, but it allows you to define the repayment date of the loan separate from the assigned meeting schedule. You can find more information here: http://www.mifos.org/developers/wiki/LSIM/?searchterm=lsim 2. We do allow overpayment of repayments, but we do not apply them the way you indicate. When we create a repayment schedule, the interest is set for the whole loan and is not forgiven unless the client repayments the rest of the loan in one payment (Use ³repay loan² action on the loan detail page). So overpayments would apply to the next payment in this order : penalty -> fees -> interest -> principal. We do realize that this type of requirement is becoming more and more common, so that may change some day down the road but it isn¹t currently on the roadmap. 3. We don¹t currently support more than one disbursal to a client for a loan (but this has come up before). I would suggest looking at disbursing two loans and utilizing the grace period on the second so repayments start after the first one¹s payments are completed. That being said, there is currently a bug with grace period (http://mifosforge.jira.com/browse/MIFOS-1994), but this is being fixed in the next release. Ryan On 2/22/10 1:09, "Marcos de Sousa" <marcosvaso...@gmail.com> wrote: > After googling "mifos meeting schedule" I found the answer: > > http://www.mifos.org/developers/wiki/RemovingMeetingRequirements > > 2010/2/21 Natu Lauchande <nlaucha...@gmail.com> >> Hi Guys, >> >> We are evaluating in Mozambique to deploy in a MFI and we have some >> following questions to tailor Mifos to our requirements: >> >> 1. Is it possible to eliminate the concept of meeting schedule, since my >> client is not used to this concept . >> >> 2. If the amount of repayment of loan is higher than the installment the >> difference would be use to >> deduct principal and new repayment schedule would be generated from >> that transaction. >> >> 3. More than one disbursment from MFI in the same loan to the client. >> >> Regards, >> >> Natu Lauchande > > -- Ryan Whitney Mifos Technical Program Manager rwhit...@grameenfoundation.org Mifos - Technology that Empowers Microfinance (www.mifos.org) Our mission is to enable the poor, especially the poorest, to create a world without poverty. <http://grameenfoundation.org/take-action/ingenuity-fund-challenge/> P please consider the environment before printing this e-mail. ------------------------------------------------------------------------------ Download Intel® Parallel Studio Eval Try the new software tools for yourself. Speed compiling, find bugs proactively, and fine-tune applications for parallel performance. See why Intel Parallel Studio got high marks during beta. http://p.sf.net/sfu/intel-sw-dev _______________________________________________ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users