Has anyone heard of this program or seen a Mifos system integrate with this
Mobile Phone Banking System?
Stephen
>>>>>>>>>>>>
M-PESA (M for mobile, pesa is Swahili for money) is the product name of a
mobile-phone based money transfer service that was developed by Sagentia
(later transferring to IBM in September 2009) for Vodafone </wiki/Vodafone>
. The development was initially sponsored by the UK-based Department for
International Development (DFID) in 20032007.
The initial concept of M-PESA was to create a service which
allowed microfinance borrowers to conveniently receive and repay loans
using the network of Safaricom airtime resellers[3].
This would enable microfinance to offer more competitive loan rates to
their users, as there is a reduced cost of dealing in cash. The users of the
service would gain through being able to track their finances more easily.
But when the service was trialled, customers adopted the service for a
variety of alternative uses; complications arose with Faulu, the
partnering microfinance </wiki/Microfinance> institution (MFI). M-PESA was
re-focused and launched with a different value proposition: sending
remittances home across the country and making payments.
M-PESA is a branchless banking service, meaning that it is designed to
enable users to complete basic banking transactions without the need to
visit a bank branch . The continuing success of M-PESA, in Kenya , has been
due to the creation of a highly popular, affordable payment service with
only limited involvement of a bank.
The system was developed and ran by Sagentia from initial development to
the 6 million customer mark. The service has now been transitioned to be
operationally run by IBM Global Services on behalf of Vodafone , the
initial 3 markets (Kenya, Tanzania & Afghanistan) are hosted by Rackspace.
The technology platform for the service is provided by Microsoft and was
highlighted as a key philanthropic initiative from Vodafone by Melinda Gates
of the Bill & Melinda Gates Foundation at DAVOS in 2009.
On 6/10/10 6:40 PM, "Shekko" <[email protected]> wrote:
> hi to all
>
> from where can i retrieve the inflow of funds to a given date?
>
> thank you
>
> btw, what does means the raw_amount_total field, in loan_summary
> table?
>
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Stephen Kaufman
Chief Technology Officer
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[email protected]
skype: sttkaufman
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