Hi
I started this chat offline but bringing it on to the list serve for others
to participate. (ryan ignore previous mail and let's just focus on this one)
List of questions I have.
1. Initial question was how to handle data entry which may occur a day
or two behind the calendar date. All agreed that editing the server date
wasn't a good approach and that ideally client would get all data in on the
same day as the meeting. However if it did occur, one suggestion was to edit
the meeting dates to allow for input but we've confirmed that this can mess
up the schedules since the repayments will now be on this new date. So I'm
trying another approach. I've changed the db setting for Loan Schedule
Independent of Meeting to 1. What I'm seeing is that after doing that I
still have control to schedule the installment repayment dates manually but
have the same options as with a meeting date/day definition. So if I
manually select the same day/date as the meeting I can align repayments with
the meetings, with the benefit that I can disburse with dates different to
the meeting dates. Does that make sense? Will I lose out on other features
if I don't tie meetings and schedules together? Is this also the way to
handle group and individuals (who don't belong to a group and don't have a
meeting date) in the same db?
2. Question about how to handle fees/repayments that may be paid
between meeting dates. Now after make the changes above this seems less of a
problem for repayments, except for fees which are still tied to the meeting
date. Kay responded on this and sounds like the next release will deal with
that, albeit only as a full payment, but I think this will suffice.
3. It was mentioned that if you opt to not use centers, then the
collection sheet wasn't available. I have centers activated but know the
client doesn't actually use them. Hoping that this is something that can be
handled by Mifos at some point but for now will just likely change the label
Center to Group and Group to SubGroup to make it a bit easier for people to
understand- although they also don't use Subgroups!
4. Is there any way to enforce a savings/loan ratio in mifos? Ie must
have 30% of loan value in the savings account before disbursement. Guessing
not but thought worth asking. Will suggest this as a manual validation
5. How can we handle crediting of savings interest? Could that be via
an upload to post the interest due? Note this is currently only paid
annually so am sure a back end solution would be fine.
6. Can you explain to me a bit about the options for fees on loans and
the timing of when it is charged? Basically I'm not sure what the difference
is between Upfront and Time of Disbursement?
That's it for now.
Thanks
g
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