Hi Keith - 

> 
> With respect to what has to be done to mifos technically and from a
> developer/development point of view, I have a very clear picture of
> what needs to be improved.

is this up on mifos.org somewhere? i just looked but couldn't find - 
admittedly, I may not have looked in the right place. :-)


> <snip>
> 
> Its also clear that if we were to do all the changes we would like to
> do to get mifos into a state we would believe to be sufficent theres a
> significant amount investment (the time type) to be made. You
> highlighted two significant areas for sub-saharan africa 1)
> integration with mobile money/ branchless banking systems 2) ability
> to integrate offline capabilities. Both of these require the right
> services to be 'exposed' to allow easier integration with mifos MIS
> and can be done. I think whats needed is some organisation who needs
> this done to give it some direction so we can produce something real
> and valuable and evolve from there.

totally agree - need to have specific customers for any/all of the work being 
done.
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