Sahadev,
Did you have a chance to respond to Keith's inquiries. Also how have you
gone about the migration so far? Were you using scripts, the data migration
toolkit.
Respond to the list with the requested information and hopefully we'll be
able to help you soon.
Ed
On Sun, Apr 1, 2012 at 4:22 AM, Keith Woodlock <[email protected]>wrote:
> sahadev,
>
> Can you give us an example of the breakdown of the loan in terms of
> due date, principal and interest as you do it manually?
>
> We can then advise how to proceed.
>
> regards,
> Keith
>
> On Sat, Mar 31, 2012 at 6:37 AM, sahadev kunapuli <[email protected]>
> wrote:
> > Our MFI is evaluating migration to MIFOS from existing manual ledgers.
> > We have found the following issue with regard to loans.
> >
> > TEST CASE :
> >
> > Loan Disbursed : 1-1-2006
> >
> > Amount : Rs. 10,000
> > Interest Rate : 18 % p.a. declining balance with
> > recalculation
> > Instalments : 12 grace period none.
> >
> > Current loan balance : Rs. 6,000
> > Interest paid upto : 31-12-2012
> >
> > In the existing system , members were allowed to pay only
> > interest which was accounted for separately.
> >
> > When we migrate to MIFOS, the system recalculates the principal
> > and interest based on the amount repaid so far (Rs. 4,000).
> >
> > The loan amount and interest shown in MIFOS are different from
> > the present loan amount outstanding and interest paid so far.
> >
> > Any ideas how to proceed ?
> >
> >
> >
> > Any ideas how to proceed
> >
> >
> >
> >
> >
> >
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