Hi Lukasz

Hope you are also considering to recalculate interest for the the
under-payment cases as illustrated in row.no.13 of the sheet.
Also consider and review row.no. 19, where customer has differed payment on
the instalment date and paid at later dates..... interest should be
re-calculated in this case too.

Thanks
Shiva


-----Original Message-----
From: Lukasz Chudy [mailto:[email protected]] 
Sent: 01 August 2012 19:35
To: A good place to start for users or folks new to Mifos.; Mifos software
development
Subject: [Mifos-developer] Declining Balance issue

Hi all,

After investigation of issue
https://mifosforge.jira.com/browse/MIFOS-5731 we encountered that
overpayments in Declining Balance are not handled properly.

Currently, if you apply overpayment of installment then additional amount is
first used to repay future installment and then to repay future principal.

We will fix Declining Balance interest rate type in this way:

1. When overpayment is made then additional amount is used only to repay
future principal. Future interest won't be repaid from overpaid amount.

2. Once future principal is repaid from overpaid amount, interest will be
recalculated since principal balance has been reduced.

Let me know if you have any comments / remarks.

Best regards,
Lukasz

----------------------------------------------------------------------------
--
Live Security Virtual Conference
Exclusive live event will cover all the ways today's security and threat
landscape has changed and how IT managers can respond. Discussions will
include endpoint security, mobile security and the latest in malware
threats. http://www.accelacomm.com/jaw/sfrnl04242012/114/50122263/
Mifos-developer mailing list
[email protected]
Unsubscribe or change settings at:
https://lists.sourceforge.net/lists/listinfo/mifos-developer


------------------------------------------------------------------------------
Live Security Virtual Conference
Exclusive live event will cover all the ways today's security and 
threat landscape has changed and how IT managers can respond. Discussions 
will include endpoint security, mobile security and the latest in malware 
threats. http://www.accelacomm.com/jaw/sfrnl04242012/114/50122263/
_______________________________________________
Mifos-users mailing list
[email protected]
https://lists.sourceforge.net/lists/listinfo/mifos-users

Reply via email to