Hi Rajan,
I tested it out and the connection worked!! I'm still checking out the
features and I see quite a few like tracking, pin point and offline sync
that I'm not familiar with.
Will let u know how it goes. Thanks a million.
Cheers
Chris
On Jan 11, 2017 1:59 AM, "Rajan Maurya" <rajanmaurya...@gmail.com> wrote:
> Hi Christopher,
>
> App code base has changed a lot and working fine.
> I have emailed you the latest APK please check and we are going to
> release the app very soon on play store.
>
>
>
>
> On Tue, Jan 10, 2017 at 3:07 PM, Christopher Stewart <
> christopher.mckenzie.stew...@gmail.com> wrote:
>
>> Hi,
>>
>> Has anyone managed to connect and use the mifos Android client
>> successfully?
>>
>> I see many posts regarding connection failures and I myself are getting
>> the
>> 'there was some issue processing your request' error.
>>
>> My mifos instance is hosted on an ip address and not domain name. Ex:
>> 204.xxx.xxx.xxx/#/ port 80.
>>
>> The isn't version is 3 and I have the November 2016 version of mifos
>> running.
>>
>> Any help would be greatly appreciated.
>>
>> Thanks in advance
>>
>> Chris
>>
>> On Dec 23, 2016 7:48 PM, "Sander van der Heyden" <
>> sandervanderhey...@musonisystem.com> wrote:
>>
>> Hi Adi,
>>
>> We are wondering whether you had a chance to look at the interest
>> calculation excel? We are still unable to reconcile amounts for subsequent
>> instalments.
>>
>> In addition we've also started seeing more problems with loans that are
>> prepaid significantly early on in the schedule, unfortunately I cannot
>> test
>> this on the demo as the ability to create new loans seems to be broken
>> right now.
>>
>> Thanks,
>> Sander van der Heyden
>>
>>
>>
>> On 15 December 2016 at 11:16, Sander van der Heyden <
>> sandervanderhey...@musonisystem.com> wrote:
>>
>> > Hi Adi,
>> >
>> > Was wondering if you had seen my previous mail?
>> >
>> > In addition we've also got an issue when backdating the interest
>> > recalculation loans that have compounding on Interest enabled, and use
>> the
>> > "Same as repayment period" compounding type for interest and principal.
>> > This sample loan (https://demo.openmf.org/#/loanaccount/333/disburse)
>> cannot
>> > be disbursed as a result of an EMI error:
>> > *error.msg.loanschedule.emi.amount.must.be.greter.than.interest*, when
>> > you disburse with date of 1st of October.
>> >
>> > If you try to disburse as per 1st of November then it does work fine,
>> > which leads me to believe there is an issue in the error handling around
>> > compounding for backdated loans. As there are no params on a loan level,
>> > that we can adjust to not trigger interest recalculation when disbursing
>> > I'm not sure how to get around this one?
>> >
>> > Thanks,
>> > Sander
>> >
>> >
>> >
>> >
>> > Sander van der Heyden
>> >
>> > CTO Musoni Services
>> >
>> >
>> >
>> >
>> > Mobile (NL): +31 (0)6 14239505 <+31%206%2014239505>
>> > Skype: s.vdheyden
>> > Website: musonisystem.com
>> > Follow us on Twitter! <https://twitter.com/musonimfi>
>> > Postal address: Hillegomstraat 12-14, office 0.09, 1058 LS, Amsterdam,
>> > The Netherlands
>> >
>> > On 13 December 2016 at 08:52, Sander van der Heyden <
>> > sandervanderhey...@musonisystem.com> wrote:
>> >
>> >> Hi Adi,
>> >>
>> >> Thanks for your feedback, but not sure whether we can make this
>> >> calculation work, see attached excel using the same logic. It works
>> fine
>> >> for working out instalment one, but does leave us with a 0.4
>> difference on
>> >> the second instalment compared to today's schedule. Could you let me
>> know
>> >> where we are going wrong, or whether this is actually a bug?
>> >>
>> >> Thanks,
>> >> Sander
>> >>
>> >>
>> >>
>> >> On 12 December 2016 at 06:20, Adi Raju <adi.raju@confluxtechnologies.
>> com>
>> >> wrote:
>> >>
>> >>> Interest calculation on future dates will be based on the assumption
>> >>> that payment has been made up-to-date and assuming no arrears.
>> >>> Interest on the unpaid or compounded amount will be calculated and
>> >>> provided as part of schedule only till as of that day.
>> >>>
>> >>> So in the example,
>> >>> EMI is due on 1st Dec and 2nd Jan. No repayment is made as of today
>> >>> (12/12).
>> >>> So interest calculation will be as follows:
>> >>> Interest on compounded amount as of 1 Dec for 11 days (1st to 12th of
>> >>> dec)
>> >>> Plus
>> >>> Interest on amount as per original schedule for 21 days (13th dec to
>> 2nd
>> >>> of jan)
>> >>>
>> >>> As and when interest recalculation job runs every day, interest will
>> be
>> >>> revised to include calculations as of that day.
>> >>>
>> >>> Regards,
>> >>> Adi Raju
>> >>>
>> >>> Principal Architect, Conflux Technologies Pvt Ltd
>> >>> Address: #304, 2nd Floor, 7th Main Road, HRBR Layout 1st Block,
>> >>> Bengaluru, Karnataka, 560043 INDIA
>> >>>
>> >>>
>> >>> Disclaimer: The information contained in this e-mail message and any
>> >>> files/attachment transmitted with it is confidential and for the sole
>> use
>> >>> of the intended recipient(s) or entity identified. If you are not the
>> >>> intended recipient, please email: supp...@confluxtechnologies.com and
>> >>> destroy/delete all copies and attachment thereto along with the
>> original
>> >>> message. Any unauthorised review, use, disclosure, dissemination,
>> >>> forwarding, printing or copying of this email or any action taken in
>> >>> reliance on this e-mail is strictly prohibited and is unlawful. The
>> >>> recipient acknowledges that Conflux Technologies Private Limited or
>> its
>> >>> subsidiaries and associated companies are unable to exercise control
>> or
>> >>> ensure or guarantee the integrity of/over the contents of the
>> information
>> >>> contained in e-mail transmissions. Before opening any attachments,
>> please
>> >>> check.
>> >>>
>> >>>
>> >>>
>> >>> -----Original Message-----
>> >>> From: Sander van der Heyden [mailto:sandervanderheyden@mus
>> onisystem.com]
>> >>> Sent: 09 December 2016 22:08
>> >>> To: d...@fineract.incubator.apache.org
>> >>> Cc: A good place to start for users or folks new to Mifos.
>> >>> Subject: Re: Issues in interest recalculation
>> >>>
>> >>> Hi Adi,
>> >>>
>> >>> Thanks for your feedback, makes sense on the early payments and I
>> agree
>> >>> the duplicate instalments is a bug. Looks like the holiday/workingdays
>> >>> config is ignored for that bit. However I think we'll indeed need to
>> >>> introduce this in the payment schedules as well. In addition I found
>> >>> another strange scenario which is: https://demo.openmf.org/#/view
>> >>> loanaccount/321
>> >>>
>> >>> Can you explain to me how the calculation for the interest for the 2nd
>> >>> instalment is made, so the first instalment which was due 8 days ago
>> is now
>> >>> overdue by 8 days and interest (should have) compounded as well.
>> However I
>> >>> cannot work out the formula used to get to that amount of interest,
>> when
>> >>> running the same example for a loan just 1 day overdue, I was able to
>> work
>> >>> out the amount, but only as long as I calculated 2 extra days. Is
>> there any
>> >>> docs on this on the wiki (I could not spot them).
>> >>>
>> >>> Thanks,
>> >>> Sander
>> >>>
>> >>>
>> >>>
>> >>> Sander van der Heyden
>> >>>
>> >>> CTO Musoni Services
>> >>>
>> >>>
>> >>>
>> >>>
>> >>> Mobile (NL): +31 (0)6 14239505 <+31%206%2014239505>
>> >>> Skype: s.vdheyden
>> >>> Website: musonisystem.com
>> >>> Follow us on Twitter! <https://twitter.com/musonimfi> Postal
>> address:
>> >>> Hillegomstraat 12-14, office 0.09, 1058 LS, Amsterdam, The Netherlands
>> >>>
>> >>> On 8 December 2016 at 06:23, Adi Raju <adi.raju@confluxtechnologies.
>> com>
>> >>> wrote:
>> >>>
>> >>> > Hi Sander
>> >>> >
>> >>> > PSB
>> >>> >
>> >>> > Regards,
>> >>> > Adi Raju
>> >>> >
>> >>> > Principal Architect, Conflux Technologies Pvt Ltd
>> >>> > Address: #304, 2nd Floor, 7th Main Road, HRBR Layout 1st Block,
>> >>> > Bengaluru, Karnataka, 560043 INDIA
>> >>> >
>> >>> >
>> >>> > Disclaimer: The information contained in this e-mail message and any
>> >>> > files/attachment transmitted with it is confidential and for the
>> sole
>> >>> > use of the intended recipient(s) or entity identified. If you are
>> not
>> >>> > the intended recipient, please email:
>> supp...@confluxtechnologies.com
>> >>> > and destroy/delete all copies and attachment thereto along with the
>> >>> > original message. Any unauthorised review, use, disclosure,
>> >>> > dissemination, forwarding, printing or copying of this email or any
>> >>> > action taken in reliance on this e-mail is strictly prohibited and
>> is
>> >>> > unlawful. The recipient acknowledges that Conflux Technologies
>> Private
>> >>> > Limited or its subsidiaries and associated companies are unable to
>> >>> > exercise control or ensure or guarantee the integrity of/over the
>> >>> > contents of the information contained in e-mail transmissions.
>> Before
>> >>> > opening any attachments, please check.
>> >>> >
>> >>> >
>> >>> >
>> >>> >
>> >>> > -----Original Message-----
>> >>> > From: Sander van der Heyden
>> >>> > [mailto:sandervanderhey...@musonisystem.com]
>> >>> > Sent: 07 December 2016 22:24
>> >>> > To: d...@fineract.incubator.apache.org
>> >>> > Cc: A good place to start for users or folks new to Mifos.
>> >>> > Subject: Re: Issues in interest recalculation
>> >>> >
>> >>> > Hi Adi,
>> >>> >
>> >>> > Thanks for your feedback. I already left some test cases on the demo
>> >>> > (but have updated the same product in between so you'll need to
>> check
>> >>> > the derived data for these). I'll work on some more cases that we've
>> >>> > seen locally tomorrow, but these are the ones that were already
>> there.
>> >>> >
>> >>> >
>> >>> > *Incorrect interest in Loan Schedule for first instalment when
>> making
>> >>> > an early payment* See https://demo.openmf.org/#/viewloanaccount/302
>> ,
>> >>> > where you see 3.85 of interest paid on the summary and loan
>> >>> > transactions, yet the
>> >>> > 3.85 is still due on the instalment and if you look at the schedule
>> >>> > via the API is reported as outstanding interest (which the
>> transaction
>> >>> > has already paid).
>> >>> >
>> >>> > [Adi] In case of interest recalculation enabled loans, there is no
>> way
>> >>> > to realise a complete EMI components whose due date is in the
>> future.
>> >>> > Any early payments gets adjusted to the principal, and hence there
>> >>> > will be some interest component which will remain due as of the
>> future
>> >>> > due date. From calculations or schedule point of view the early paid
>> >>> > amount is completely getting adjusted to Principal and interest is
>> >>> pending.
>> >>> > Repayment strategy decides the splitting of components in a
>> >>> transaction.
>> >>> > Looks like the repayment strategy needs a correction not to consider
>> >>> > the interest component in case of early payment.
>> >>> >
>> >>> > *Interest recalculation causes incorrect schedule with duplicate
>> >>> > instalments* For the daily loans with duplicate instalments see:
>> >>> > https://demo.openmf.org/#/viewloanaccount/304, where you can see
>> that
>> >>> > 2 payments fall due on the same day. If you undo disburse the loan
>> and
>> >>> > preview the schedule before disbursement you'll not see duplicate
>> >>> > payments on the same day.
>> >>> > [Adi] As I see original schedule is fine, but during repayments some
>> >>> > duplicates are seen. This is definitely a bug.
>> >>> >
>> >>> > Thanks,
>> >>> > Sander
>> >>> >
>> >>> >
>> >>> >
>> >>> >
>> >>> > Sander van der Heyden
>> >>> >
>> >>> > CTO Musoni Services
>> >>> >
>> >>> >
>> >>> >
>> >>> >
>> >>> > Mobile (NL): +31 (0)6 14239505 <+31%206%2014239505>
>> >>> > Skype: s.vdheyden
>> >>> > Website: musonisystem.com
>> >>> > Follow us on Twitter! <https://twitter.com/musonimfi> Postal
>> address:
>> >>> > Hillegomstraat 12-14, office 0.09, 1058 LS, Amsterdam, The
>> Netherlands
>> >>> >
>> >>> > On 7 December 2016 at 11:20, Adi Raju
>> >>> > <adi.r...@confluxtechnologies.com>
>> >>> > wrote:
>> >>> >
>> >>> > > Hi Sander,
>> >>> > >
>> >>> > > Interest recalculation is allowed only when "Calculate interest
>> for
>> >>> > > exact days in partial period" is enabled in product definition.
>> >>> > > Consider the scenario: holidays calendar is empty, all days are
>> >>> > > considered working days and payments are always on time, you will
>> >>> > > see the interest applied equally with interest rate 1% considering
>> >>> > > 12%pa interest with monthly payment period.
>> >>> > >
>> >>> > > In case there is any date difference due to holidays/working days
>> >>> > > consideration or early payments etc, the calculation happens as
>> >>> follows:
>> >>> > > Assume installment is falling on 1st Feb, but due to holiday the
>> >>> > > installment is postponed to 2nd Feb and consider 12%pa interest
>> rate.
>> >>> > > Interest for the whole month of Jan is calculated at 1% and
>> interest
>> >>> > > for the 1 additional day in Feb is calculated as 1%*(1/28).
>> >>> > > For the installment on 1st Mar, interest is calculated as
>> 1%*(27/28)
>> >>> > > would be used.
>> >>> > > This is how the current interest recalculation happens to make
>> sure
>> >>> > > the interest is collected for each and every day.
>> >>> > > And partial interest for any day is calculated based on the number
>> >>> > > of days in the loan installment period.
>> >>> > >
>> >>> > > I am unable to reproduce other issues that you have mentioned.
>> Looks
>> >>> > > like they are linked to some other factors as well. If you can
>> >>> > > reproduce them on demo.openmf.org and provide with loan ids or
>> >>> > > relevant details, we can get back with clarifications or verify if
>> >>> > > it is
>> >>> > really a bug.
>> >>> > >
>> >>> > > Regards,
>> >>> > > Adi Raju
>> >>> > >
>> >>> > > Principal Architect, Conflux Technologies Pvt Ltd
>> >>> > > Address: #304, 2nd Floor, 7th Main Road, HRBR Layout 1st Block,
>> >>> > > Bengaluru, Karnataka, 560043 INDIA
>> >>> > >
>> >>> > >
>> >>> > > Disclaimer: The information contained in this e-mail message and
>> any
>> >>> > > files/attachment transmitted with it is confidential and for the
>> >>> > > sole use of the intended recipient(s) or entity identified. If you
>> >>> > > are not the intended recipient, please email:
>> >>> > > supp...@confluxtechnologies.com and destroy/delete all copies and
>> >>> > > attachment thereto along with the original message. Any
>> unauthorised
>> >>> > > review, use, disclosure, dissemination, forwarding, printing or
>> >>> > > copying of this email or any action taken in reliance on this
>> e-mail
>> >>> > > is strictly prohibited and is unlawful. The recipient acknowledges
>> >>> > > that Conflux Technologies Private Limited or its subsidiaries and
>> >>> > > associated companies are unable to exercise control or ensure or
>> >>> > > guarantee the integrity of/over the contents of the information
>> >>> > > contained in e-mail transmissions. Before opening any attachments,
>> >>> please check.
>> >>> > >
>> >>> > >
>> >>> > >
>> >>> > >
>> >>> > > -----Original Message-----
>> >>> > > From: Sander van der Heyden
>> >>> > > [mailto:sandervanderhey...@musonisystem.com]
>> >>> > > Sent: 05 December 2016 17:06
>> >>> > > To: d...@fineract.incubator.apache.org; A good place to start for
>> >>> > > users or folks new to Mifos.
>> >>> > > Subject: Issues in interest recalculation
>> >>> > >
>> >>> > > Hi All,
>> >>> > >
>> >>> > > We've been doing a relatively extensive round of testing on
>> interest
>> >>> > > recalculation loans and found the following issues (on
>> >>> demo.openmf.org).
>> >>> > > All of the cases below have:
>> >>> > > - Interest recalculation on
>> >>> > > - Interest calculation = same as repayment period
>> >>> > > - Amortization set to Equal instalments
>> >>> > > - Advance payments set to Reduce EMI Amount
>> >>> > > - No grace periods
>> >>> > > - No sliding interest rates, or multi-disbursements
>> >>> > > - No fixed EMI amounts
>> >>> > >
>> >>> > > I've not yet created JIRA items on it, because I was wondering
>> >>> > > whether other people had seen these and there was a work-around by
>> >>> > > specifying the right params? Also when trying to debug some of
>> this
>> >>> > > I think the calculations have now been made so incredibly complex
>> >>> > > that it is very hard to fix some of these without creating other
>> >>> bugs in exchange.
>> >>> > >
>> >>> > > *Daily interest on Same as Repayment period* On monthly loans,
>> even
>> >>> > > though same as repayment period is selected, the interest
>> >>> > > calculation seems to happen on a daily basis. We see jumps up and
>> >>> > > down in the schedule, which should not happen especially before
>> any
>> >>> > > payments are made, as in that case the interest calculation should
>> >>> > > be identical for each month (we are using same as repayment
>> period)
>> >>> > > and therefore the interest amount should always drop month over
>> >>> > > month, with principal
>> >>> > going up.
>> >>> > >
>> >>> > > *Incorrect interest in Loan Schedule for first instalment when
>> >>> > > making an early payment* When setting up any interest
>> recalculation
>> >>> > > loan, and making an early payment on the first instalment, this
>> >>> > > updates the schedule with all of it going to principal, leaving
>> the
>> >>> > > interest outstanding. However the actual transaction does split
>> part
>> >>> > > of it to interest and so does the loan summary.
>> >>> > > In subsequent instalments this no longer happens.
>> >>> > >
>> >>> > > *Interest recalculation causes incorrect schedule with duplicate
>> >>> > > instalments*
>> >>> > > On a daily loan, when an installment was originally due on a
>> weekend
>> >>> > > day, it get's pushed forward, skipping that day correctly. However
>> >>> > > in recalculation this is no longer happening therefore
>> introducing 2
>> >>> > > installments on the same date one with a 0 length. So what happens
>> >>> > > is pre-correction you have an instalment on the 3rd of December,
>> >>> > > then one on the 5th (skipping sunday). After the payment and
>> >>> > > recalculation it has 2 instalments due on the 5th, one with 0 days
>> >>> and no interest.
>> >>> > >
>> >>> > > *Single instalment loans do not recalculate* When a loan with 1
>> >>> > > instalment is created and the client prepays on that one
>> instalment,
>> >>> > > interest is not recalculated.
>> >>> > >
>> >>> > > *Early payment of all principal throws an EMI error* When repaying
>> >>> > > the full principal due on the loan in an early instalment it
>> throws
>> >>> > > an EMI error, which should not happen, there is still a bit of
>> >>> > > interest to pay, but no more principal. This means the schedule
>> >>> > > should just show that interest remaining (or close the loan as
>> there
>> >>> is no interest).
>> >>> > >
>> >>> > >
>> >>> > > Thanks,
>> >>> > > Sander
>> >>> > >
>> >>> > >
>> >>> >
>> >>> >
>> >>>
>> >>>
>> >>
>> >
>>
>> ------------------------------------------------------------
>> ------------------
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>
>
>
> --
> *Thanks*
> *Namaste*
>
> Rajan Maurya
> Contact Number : +91 9015090523 <+91%2090150%2090523>
> Github: https://github.com/therajanmaurya
> College: Cluster Innovation Centre, University of Delhi
> Student : B.Tech. (Information Technology & Mathematical Innovations)
>
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