The alternative, which is actually default behavior in most of my implementations, is to have a savings account for the client. So funds are deposited on the savings account and if there is a loan to pay, then funds leave the savings account to settle the loan and balance stays on the savings account by transfer.
On Thu, 15 Sept 2022, 19:59 Ben Mann via Mifos-users, < mifos-users@lists.sourceforge.net> wrote: > Hi there! > We're working on deploying Mifos in our non-profit social enterprise. We > provide loans to over 1 million farmers in Africa. > Since our client's fortunes can vary, they prefer to overpay loans when > they have available funds on our hand. However we've realized that Mifos is > designed not to accept over-payments against a loan. > Any suggestions please for how we could > a) Alter the behavior so that over-payments are accepted e.g. via a > customization, plug-in etc, or > b) Workaround the designed behavior, e.g. by re-directing the > over-payments elsewhere so they can be applied against future lending > Thanks! > _______________________________________________ > Mifos-users mailing list > Mifos-users@lists.sourceforge.net > https://lists.sourceforge.net/lists/listinfo/mifos-users >
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