I agree with Richard, the best and painless choice would be hotspotsystem.com , 
if you are looking for a cloud based solution. They started before wireless 
orbit and they have a more sophisticated system. They have a built-in payment 
system which is much better than authorize.net or any other payment aggregator. 
The conversions are much higher.

"Preferably has a flat cost, not a percentage like many of them do. "

IMHO those system will end the same way as wireless orbit did. BTW every system 
has a percentage fee when payments are involved as you need to pay a 
transaction fee after each sale. HotspotSystem starts from 25%, which includes 
all transaction fees, handling of refunds, defending chargebacks, premium 
support, etc. You can make a good deal with them if you have a system which 
generates good revenue, i am currently paying only 15% but i havent got that 
much revenue.
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