Tue, 15 Jun 2004 12:08:45 -0500

Equity Spoltight: OSF Financial Services - OSSI

Could OSSI be the next Ditech, Lending Tree, E-Loan, or Countrywide?  Countrywide UP 
23,000% since 1982, 156% in last year alone.

BREAKING NEWS---We Last profiled OSSI on March 16 of this year when it was at .016.  
In just one day it went to .035.  At that time it lookked as if there was no limit, 
but heavy pressure from sellers stopped it from going any higher.  Since then, volume 
has tapered off dramatically and it is our opinion that the sellers have all but 
disappeared.  OSSI is once again in the same trading range as before, and we believe 
could possibly go even higher than in March.  Still, even if it only does as well as 
in March, that is over a 100 percent gain for the short-term investor.

The CHART INDICATORS are through the roof on OSSI.  See CHART INDICATORS for OSSI 
below.

2003 saw one of the the biggest booms in real estate history.  Homeownership is at its 
highest level ever at 68%, and experts are predicting 2004 will be even bigger. In 
fact, since 2000 the stocks of the ten financial companies that dominate mortgages 
have risen an average of 78%.  You have all heard of such companies as Ditech, Lending 
Tree, E-Loan, and Countrywide.  These companies are riding the current wave of record 
refinancing, posting record revenues and phenomenal gains.  For you, the investor, it 
may very well be too late to get in on the ground floor of these already well-known 
entities.  But is it too late for you to get into this market at all?  Absolutely not.

OSF Financial Services - OSSI - is just now getting its legs and will soon be up and 
running at full speed.  Here is your chance to get in while the getting is good.

To illustrate the rise in stock prices per the real estate boom of 2003, we can use as 
an example Countrywide Financial.  77% of Countrywide's pre-tax earnings are derived 
from mortg. banking.  Net earnings went from 842 million dollars for the 12 months 
ended 12/31/2002 to a whopping 2 billion, 373 million dollars for 12 months ended 
12/31/2003, with diluted earnings per share going from 4.87 in 2002 to 12.47 in 2003.

52-week Range - 37.96 - 97.30

Fourth quarter highlights include the following:  
 
Consolidated net earnings reached 564 million dollars, advancing 121 percent over 
fourth quarter last year. 

Earnings per diluted share increased 89 percent over last year to 2.74, the Company's 
second highest quarter on record. Notably, the Company's Liquid Yield Option Notes 
became convertible during the fourth quarter, resulting in an upswing in the number of 
diluted shares outstanding for the quarter of 10.4 million. This had a dilutive effect 
on fourth quarter earnings of 0.14 per share and on annual earnings of 0.17 per share. 

Pre-tax earnings from Diversified Businesses were 246 million dollars, a gain of 122 
percent over last year's fourth quarter.

INCREDIBLE Gains.

Countrywide Financial was established in 1969, but you can see an astounding rise in 
stock value came last year, coinciding with a never before seen real estate boom.  
Just last year alone stock value was up an est. %156.

According to Shawn Tully from FORTUNE Magazine: 

"Most amazing of all is that Countrywide boasts the best stock market performance of 
any financial services company in the FORTUNE 500, measured from the start of the 
Great Bull Market over two decades ago. During that period, it has delivered investors 
a 23,000% return�yes, 23,000% �or 30% a year, so that shareholders now have over 
$230,000 for every $1,000 they invested in late 1982. It handily beat superstars WaMu, 
Wal-Mart, and Warren Buffett's Berkshire Hathaway (all around 15,000%)."

The time has come and gone to get in early with Countrywide, but the time is right for 
OSSI.



CHART INDICATORS for OSSI

Exponential Moving Average (EMA) - VERY BULLISH

MACD - VERY BULLISH

Fibonacci (FIB) Analysis - BULLISH

TDD Analysis - BULLISH



BARCHART INDICATORS for OSSI

Composite Indicator  
   Trend Spotter (TM)                       BUY   - Direction: STRONGEST
  
Short Term Indicators  
   7 Day Average Directional Indicator      BUY   - Direction: STRONGEST
   10 - 8 Day Moving Average Hilo Channel   BUY   - Direction: STRONGEST
   20 Day Moving Average vs Price           BUY   - Direction: STRONGEST
   20 - 50 Day MACD Oscillator              Hold  - Direction: Steady
   20 Day Bollinger Bands                   BUY   - Direction: STRONGEST
  
Short Term Indicators Average:              80% - BUY




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