There's a lot of meat in this post Slip.  I need to read it again and digest
it and do a bit of research.  Thanks for tickling my brain.  When I come
back I'm going to tell Fran how his government should be running his
country.

Ha!

dj


On Tue, Mar 23, 2010 at 11:37 PM, Slip Disc <[email protected]> wrote:

> Tell us what you think after you check out this Interview conducted by
> Thomas Tuma and Alexander Jung of Spiegel Online International
> with.........
>
> Peter Bofinger, 55, a member of the German Council of Economic
> Experts, a respected panel of five economists who advise the federal
> government in Berlin. The economist, who lives in the Bavarian city of
> Würzburg, founded a pro-euro initiative in 1997.
>
> AND
>
> Joachim Starbatty, 69, a professor emeritus in economics at the
> University of Tübingen in southwestern Germany. In 1997, he and three
> other academics filed a lawsuit against the introduction of the euro
> at Germany's Constitutional Court, though it was ultimately
> unsuccessful.
>
> The Interview is titled:
> Bringer of Prosperity or Bottomless Pit?
> Top German Economists Debate the Euro
>
> SPIEGEL: Mr. Bofinger and Mr. Starbatty, do you think it was a mistake
> to introduce the euro?
>
> Peter Bofinger: No, of course not. Today, we live in a currency zone
> that, despite everything, is significantly more stable than where the
> dollar or yen are used. The euro has brought growth and prosperity to
> Europe.
>
> Joachim Starbatty: Actually, the euro was a mistake with particularly
> serious consequences. A monetary union requires its members to pursue
> the same policies and be similarly productive. The so-called
> convergence criteria were meant to ensure that this would happen. But
> -- as the dramatic developments in Greece are now showing -- they
> didn't.
>
> SPIEGEL: Do you feel vindicated today?
>
> Starbatty: Unfortunately, our fears have become a reality. The
> monetary union was launched with real self-deception.
>
> Bofinger: Excuse me?
>
> Starbatty: The euro was sold to us as a modernization program for
> Europe, and we were also told that it would push the Community toward
> stability. But, in reality, it has drifted apart and become a truly
> unstable entity.
>
> Bofinger: Unstable? The inflation rate has been very moderate,
> hovering at around 2 percent since 1999, and it is significantly lower
> than it was when Germany used the mark. We have a lower budget deficit
> than the Americans, the Japanese and the British. Our debt-GDP ratio
> is also lower than it is in the United States and Japan. There is no
> reason why the euro should be coming under pressure. The decision to
> introduce it was smart and far-sighted.
>
> SPIEGEL: Without any drawbacks?
>
> Bofinger: Sure, the euro zone is currently looking a little worse for
> the wear. But that's to be expected, given the storm the global
> economy has gone through. Still, thanks to the common currency, it's
> no longer possible, for example, to wage speculative attacks on
> individual currencies. This eliminates a key disruptive factor that
> massively destabilized markets in the past.
>
> Starbatty: But that's exactly the problem! In the past, exchange rates
> served as a valve. Individual countries could control their economies
> by allowing their currencies to gain or lose value. Now, this
> adjustment mechanism no longer works and, as a result, a completely
> different sort of dangerous imbalance has emerged. Today, there are
> two blocs within the monetary union: a strong currency bloc in the
> north and a weak one in the south. The robust north has joined forces
> with countries that have constantly devalued their currency throughout
> their histories. Just look at the Italian lira, for example. At the
> end of the 1950s, I paid 6.70 German marks for 1,000 lire. The final
> exchange rate was less than one mark for 1,000 lire.
>
> SPIEGEL: What would happen if the old currencies were reintroduced in
> the euro zone tomorrow?
>
> Bofinger: It would be a catastrophe. The German mark would have to
> appreciate significantly -- I'd say by 10 percent to 20 percent.
> Everything that we've worked so hard to attain in terms of
> competitiveness would vanish overnight. There would be wailing and the
> gnashing of teeth in Germany. And Europe would be making a serious
> mistake if it were to revert to regionalism and nationalism during
> this phase of advancing globalization.
>
> Starbatty: I see things completely differently. The euro was also sold
> to citizens as an instrument for securing peace. I never understood
> that because, if that really were the case, you would have to open the
> monetary union to everyone. Instead, in light of its failure, we are
> now witnessing just how nationalism arises in the first place. EU
> flags have already been burned in Greece.
>
> SPIEGEL: Would it have been better if all countries in Europe had kept
> their own currencies?
>
> Starbatty: Yes. A community can't function when it's made up of
> unequal partners who are supposed to behave as equals. With the euro,
> Germany has created an artificial competitive advantage for itself,
> which has enabled us to conquer markets all over the world. But this
> has also led to the buildup of massive excess capacity in our export
> industries and, consequently, the export-oriented companies in the
> southwestern state of Baden-Württemberg are hurting. The monetary
> union changed the structure of economies in an unhealthy way.
>
> Bofinger: Oh, come on! You can't blame the euro for these imbalances!
> The blame primarily lies with economic policies. Since 1995, there
> have been almost no appreciable wage increases in Germany, partly as a
> result of pressure brought on from increases in subcontracted labor.
> Politicians have done everything to relieve employers of the burden of
> paying social security contributions because we fell into this strange
> panic, believing we weren't globally competitive. With our economic
> policies, we placed too much of a lopsided emphasis on exports. The
> Irish, Greeks and Spaniards, on the other hand, put too much emphasis
> on domestic demand.
>
> 'Putting the Virtuous in the Dock Rather than the Real Offenders'
>
> SPIEGEL: In recent days, French Finance Minister Christine Lagarde has
> repeatedly criticized Germany's export surpluses for being high
> compared with those of other EU countries. Is she right to do so?
>
> Starbatty: No. I think it's strange that Madame Lagarde is putting the
> virtuous, who have always been oriented toward stability, in the dock
> rather than the real offenders.
>
> Bofinger: But the Germans have sinned just as much as the Spaniards,
> for example. The Spaniards made their wages too high, while we in
> Germany practiced the opposite by not increasing the purchasing power
> of workers for years.
>
> Starbatty: So what? It made us successful. It arose from the concern
> that jobs would migrate abroad. And Germany's moderate wage policy has
> made the country attractive to companies again.
>
> Bofinger: You should look at it more holistically. We wouldn't have
> been able to increase our exports if the other countries had behaved
> like us and had not increased their demand for an entire decade. In my
> view, the monetary union is like a relationship: To function properly,
> its participants must orient their behavior toward the general good.
> If each participant only contemplates his or her own benefit, it leads
> to the kind of relationship crisis we are currently experiencing.
>
> SPIEGEL: Such crises occasionally also end in divorce. Would that be
> an option at some point in the future for Greece, a euro-zone member?
>
> Starbatty: I think that step would make the most sense. The Greeks
> should voluntarily leave the monetary union and reintroduce the
> drachma. If they did, they would export more and could replace foreign
> products with domestic ones. Likewise, tourists would travel to Greece
> instead of Turkey because it would be the cheaper alternative.
>
> Bofinger: Excluding Greece from the Union would be the completely
> wrong approach. Greece's problem is its inefficiency in terms of
> public finances. That can be corrected. Compared with other countries,
> Athens has always collected too few taxes. The government's budget
> wasn't even balanced in the good years, when there was strong economic
> growth. That's not the way to manage a country. Greece's government
> could, for example, raise the top tax rate from 40 percent, where it
> is today, to something much higher. After Germany's reunification,
> when Helmut Kohl was chancellor, our top tax rate was 56 percent.
>
> Starbatty: And you seriously believe that would help? Following that
> approach, the Greeks would save themselves to death, just as the
> Germans did in the early 1930s under then-Reich Chancellor Heinrich
> Brüning. What you expect the Greeks to do is Brüning squared. The real
> problem is that Greece shouldn't have been accepted into the monetary
> union in the first place. The country submitted doctored numbers, as
> anyone who read the newspapers knew. And others did the same thing.
> But officials in Brussels, who were worried that the Greeks would go
> public with the fraud, said: 'Let's forget it!'
>
> Bofinger: But that's all water under the bridge now! We have to deal
> with the current situation. In the Council of Experts, we proposed a
> consolidation pact, under which each country would be required to
> specify a fully verifiable path that it will follow as it puts its
> financial house in order. It wouldn't just be a solution for Greece;
> it would be for everyone. In return, the Community would be expected
> to provide guarantees to problem countries that they will be able to
> raise money in the capital markets at favorable, rather than extremely
> high, rates. It's unacceptable that governments have spent the last
> few years spending billions upon billions and incurring debt to save
> the financial markets, only to see speculators push the countries out
> of the monetary union.
>
> Starbatty: In my experience, speculators are only successful when
> political promises diverge from economic reality, as has become clear
> in Greece. Likewise, when it comes to assistance, I think we have a
> clear legal framework, according to which neither any member state nor
> the entire Union can be held liable for the debt of another member
> state.
>
> SPIEGEL: You are referring, of course, to the famous no-bailout
> clause.
>
> Starbatty: You, Mr. Bofinger, would eliminate this principle with a
> stroke of the pen. If we help Greece now, we'll be opening a
> bottomless pit. In that happens, the euro will be in far more trouble
> because other countries will expect help. The monetary union will turn
> into a transfer union. If that happens, my former colleagues and I
> will take legal action again.
>
> Bofinger: But such a pact would be circumscribed to helping countries
> help themselves. The idea now is not to buy Greek bonds. Rather, we
> have to define clear conditions under which Greece and other countries
> are to receive guarantees. But, there must also be an option to
> terminate the guarantees if the rules aren't obeyed.
>
> Starbatty: Pacts are written on paper, but what's written isn't always
> necessarily true. The Stability and Growth Pact for the euro was
> originally much stricter, but then it was made less so. Nothing much
> ever comes out of it when sinners discuss sinners.
>
> SPIEGEL: But government debt is still growing considerably. Doesn't
> this also increase the risk of inflation?
>
> Starbatty: That's what I assume. Inflation would be an elegant means
> of reducing debt, and many academics are discussing this scenario. But
> it becomes truly problematic when government bonds eventually lose
> their status as a safe haven. If China or Japan arrive at this
> conclusion and sell their bonds, a bubble could burst that is far more
> dangerous than any other bubble. If that happens, markets will plunge,
> and interest rates will shoot up.
>
> Bofinger: Oh, Mr. Starbatty, the Chinese have no choice but to buy US
> Treasury bonds. Otherwise, they would have to allow their currency to
> appreciate significantly, and they would be more affected by the
> decline in bond prices than anyone else. For the euro zone, at least,
> what I see as being more likely is the risk of deflation -- in other
> words, the risk of price declines on both fronts. If people are now
> starting to save much more broadly, an enormous downward pressure will
> inevitably develop as a result.
>
> Starbatty: But people aren't saving. Instead, countries are getting
> into debt beyond all measure. If Germany's economy remains stagnant
> and its 1.3 million short-time workers do not find regular employment
> again, government deficits will rise again, and inflationary
> expectations will grow.
>
> Bofinger: Government debts don't automatically lead to inflation, as
> has been shown by developments in Japan over the last two decades. The
> European Central Bank would never, ever contemplate using inflation to
> eliminate debt. And even if people did start spending their money out
> of fear of inflation, at least the factories would finally be
> operating at full capacity again. In other words, that wouldn't be a
> tragedy, either.
>
> SPIEGEL: Turbulence in the financial markets has also created a
> credibility problem for people in your line of work. Hardly any
> economists predicted the fatal problems.
>
> Starbatty: That's true. Many of us put too much stock in numbers. But
> mathematical models can't depict complex realities.
>
> Bofinger: On that, I agree with you completely. We have to realize
> once again that economics is a soft rather than a hard science.
>
> SPIEGEL: Do the two of you actually believe that the euro will still
> be around in five years?
>
> Bofinger: I'm sure it will be. Every crisis creates an opportunity,
> and that should also apply to this special relationship crisis. This
> assumes, however, that officials in Brussels will refrain from
> pointing fingers at each other and will finally hammer out a joint,
> coordinated approach.
>
> Starbatty: That's not enough. If we drag the Greeks along now, other
> member states will also push for financial assistance. And then the
> monetary union will crumble. The only thing that isn't clear is when
> this'll happen.
>
> Bofinger: Then you would probably agree with the great British
> economist John Maynard Keynes, who said: 'In the long run, we are all
> dead." Then there will be no one left to review things.
>
> Starbatty: I'm afraid it won't take quite that long with the euro.
>
> SPIEGEL: Mr. Bofinger, Mr. Starbatty, thank you for this interview.
>
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