Just checked I have a massive 25 € in my wallet. I rarely use cash ( use it to 
pay the window washer). Very thing else is electronic, all you need is your 
bank card , no credit involved.
All stores with rare exception use electronic transaction. I am not a fan of 
bankers, just do not know how o replace them. Bit coin is not the answer there 
needs to be controls of some type and accountability. 

(   Matrix ~~ Soul rules Body
  )              ~~ Do No Harm
[_D    ~ Allan H

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