Re: [MOPO] Collectibles Insurance Agency

[Michael B]

i am a collector, also.    i never sought a separate collectible policy, but i added a "fine arts" rider to my homeowners' policy about ten years ago.  i believe most companies have this option.   i value my displayed/framed collection at nearly $100,000 (excluding the frames).  this estimate is not based on the high-end market value that the better auction houses like Heritage achieve, but sales in less formal settings.   of course, i have purchased posters from Heritage, which have appreciated in value.   i need to increase the disclosed value to my carrier, because the last time I amended the amount i valued my collection at about 80,000.    based upon 80,000 the rider premium on my policy is about $102.  i believe that is cheap!!!!   frankly, my fear is loss due to fire, not theft or flood (my posters are on my third level).   my real fear is trying to explain to a nerdy adjuster is that an old piece of paper measuring 27 X 41 with hitchcock's name on is is worth four grand!!!!   michael         Visit the MoPo Mailing List Web Site at www.filmfan.com ___________________________________________________________________ How to UNSUBSCRIBE from the MoPo Mailing List Send a message addressed to: [EMAIL PROTECTED] In the BODY of your message type: SIGNOFF MOPO-L The author of this message is solely responsible for its content.