hello Kids...hope all is well for young family
well I seem to be the poster child of failing in about all aspects of
life.,..but I've been learning some ways to survive and ill share them
in case you are. having issues.
when I was married we did not communicate well.. I tried to be as open
as possible however my ex would say I didn't tell you I didntpay the
taxes , bills etc.as you would yell at me..!!
as I would never spend it if we didnthave it
but we mounted like close to 100Gs on credit cards unsecured debt
however was making like 600K in sales but the employees were getting
like400.00 a week at 10a hour ..this was 80s and I had 10 people..
also the utilities. gas electric.. taxes, and insurance ..all added up
The biz was doing ok but thepersonalspending was nuts...
I need to make clear it was not all her fault as ini was smart I would
have monitored it more// myself not asked her to do it
I tried to have stop gaps like2 party sigsomchecksto stop fraud but that
did network if you don't have honesty.
regardless..we went chapter 13 in1993 as the bank would not
refimydebtpersonally as it was unsecured... no collateral
the funny part was the payments the same as I proposed from 93-97 we
paid toff with after tax money
I even gota 75 cent refund from the trustee
so my lesson was to modifying its the same I do now being disabled at
66
I live on 1000 a month and my house payment alone is 618.00 plus
utilities, Phone, PO box internet hosting..andcosts.. of misc
Ini had a wife and kids it would be harder
souls I gave my paid off 2006 Toyota Matrix to Tommy as I lost my
drivers license
But now I take cabs or the bus and its ok as traffic is crazy plus gas
prices and maintenance
I can get tarps a bus anywhere like ini want to go to shop or eat out or
zoo , movies whatever and its like having driver,,its Justin cantata
time if they are busy
If i need supplies I use Walmart, amazon or thermal ordering its here
sometimes overnight
I can get soap toilet paper anything walmarts or home depot, office
max..etc,delivered and when covid happened they'll went mail order even
delivered food
next ill get Kroger @59.00a year home delivery of food..mysons been
doing pick up..theypullthegroceries andbagthem he just picksup and I put
them away
I used tofu mown buildingwheni could climbontheroofand do repairs.,,but
now a social service group mows my lawn and they also offer small
repairs.like my garage gutter fell down and they came outing fixed a
friend replace my spilt rail fence post as he has a post diggerandfixed
it
yesterday I fixed my bathroom faucet by tightening the stem as they get
loose and drip.. I've been learning to be independent by just slowing
down and doing less and living frugal
I used to think I would be missing things like social stuff and playing
music and mold life but its like getting a tremendous weightlifter..
stress is the killer,,looking back the worry fall my debts and ego of my
company , inventions and ideas getting infringed made me Crazy with
anxiety and stress
I. felt great guilt selling kids pop culture of films and music that I
could see was affecting them and making many get angry and rebellious to
parents and hating many people and become racist.
and the they all started to say they didn't believe in God orated
religion and anything that was in my childhood considered Good or
ethical
sure I also saw the hypocrisy of the educational system
,religionandpolitics but theansewer was Love and helping each other
notate..and hurting
so my biggest vice was I loved women..starting in the bands I got into
music asa saw musician got chicks like Beatles..so it drew me like a
magnet and I was lucky as between age 15 -19 we got plenty..Johnny was
36 when got in the Hurricane and I was 17 so we played many gigs and I
was wild... my 1stgf lefts I said she could wait but music needed me...I
bet Greg know what I mean..
By grace of god..I dwdntlike cocaine or Potandrank seldom most remand
coke.. but very little
I had a stepgrandfatherand stepfather Alcoholics so I saw what alcohol
does topple...and what smoking cigs and reefer ..
so 1st things did in 90s was stop smoking..yesy its hard but my monad
grandma died flung cancers they smoke from like age 9 on....so that was
a great lesson
I was motivated by this woman from Montreal I met who was vegan and
worked out that I went goo goo over 21 years,,but we never. evened
sex,,,,she ended up having boy autistic and 2 twin girls
we tried tasty platonic friends but she would keep unfriending men
Facebook..isent Hera bible and said thesis the best thingsive
learned,,thence contact means said she was postpartum
depression..andinsomnia.. I said well the answers areinthe Bible..she
said I ripped itup in a fit rage...her grandma died so she thought God
was unfair..I notice many people get angered at god because they want
him do what they want.. anddontconsider. he uses people tort each us all
as I think when we retold we know its always been between us and god not
us and people anyway...
so how doit liven 100 a month>>
well pay the bills as theyarriveand I modify my heat water, electric
usage like a mixer..its actual spiritual and conserving just feels
better..I feel bad when seethe east generate from food wrappers as so
much can be recycled..I generate 2 bags of trash a week
my electric is good as I audit my usage..itwas little higher July aug
but I keptitlowerand now its cooling,,,use the eld bulbs that are lower
wattage and so the computer and tv and refrigerator and the gas water
heater are the main culprits..but I willies like 4 comforters on my bed
and wear sweats to bed in winter..now I wearshortsand t-shirt and have 2
sets so I seldom wear jeans or dress clothes..and do mynahs
whinnied..and I bath less as I don't get dirty as often...andso thats
what I get the benifitof a worm shower,,,,I thinktheutilies think I
steal watering electric and gas as my bills are pretty low..
On Food I do the same budget ..and I try to focus nutritional food..not
treat,, but I mix itup and once in a while eat some what food like a
pizza or Boston chicken.. subway.. but a major cost thing that gets
peopldrink alcohol..drink sugar soda pop ,candies,,and horrible fast
food diestof quick food like mcDonals Wendy,tacobell,pizza and others
that ads upandifthe person smokes even1 pack a day I was 2 its 10.00a
mayor 300.00 a month!!!
then people waste moneyonTV Netflix and others and internet
when you can get the basic channels FREE with a antenna
anthers many government programs now for free phones and other lower
programs\\I still pay for my phone butgota landline for thereof free
clear caption..its great..it operates over the internet and the internet
broadband is also free if you are inflow income bracket
so I share this as I care about you'll and know how hard if you have
college kids..or are used to living a certain way..andi know how failing
can crush us after working like 50 years but its really blessings we
really don't need most the stuff.. we just get addicted by it like any
vice..people think when they geta new car or new house its sign of
sucess but the miliomnaires ive known actually gave it all way
my friend was the Butler to the Stranahans who founded champion spark
plug one of the wealthiest inToldeo
I got a tour of thier last home
they were at theta they donated thierestage and mansion to the city and
its now a metro park called wildwood park..I was running therwhenmy foot
1st got infected inlike2011//
so when saw the home it was cleartheywere no longerinthehigh life but
still had memories..andi sawtheyhad bibles everywhere..so I
thoughtwowthey discovered there meaningofthis all
same with Queen Elizabeth I thinks was right withGod as wells Betty
white...
My moms born June 12,1927 as Elizabeth was 1926///Mom was a believer and
when saw her theist time we joked about Death jokes..she said I am good
with its I believe I will be with Jesus..I just dontlipe the form of
transportation..whe w she took her last breath I was sayings ok mom you
can go..as theheartstarts beatingrapidley
and then like a Spielberg movie clouds were circling the Hospice..and a
clap of lightning and thunder wentoffand she was Gone - glory to Jesus !
I said all that was left was a chariot picking her upland groping off in
the clods./.
Pray for your friends and loved ones while you can,Forgive everyone and
pray for them all.. as the angered hate releases poison in the body and
I think makes us ill and unhappy
God bless you all and hope you are not stressed.
Tom
waiting for God to guide means iftheris more from to do so be it Gods
will be done//
Hollywood dream factory®
since 1977
----
Visit the MoPo Mailing List Web Site at www.filmfan.com
___________________________________________________________________
How to UNSUBSCRIBE from the MoPo Mailing List
Send a message addressed to: [email protected]
In the BODY of your message type: SIGNOFF MOPO-L
The author of this message is solely responsible for its content.
